119 N Gaines St, Stuart, IA 50250 Property Records

Guthrie County property record for 119 N Gaines St, Stuart, IA 50250

Property Summary

Property Type	Office Building
Details	2,160 sqft · built 1985
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Flood Zone	Zone X (minimal risk)
APN	`0001362200`

Property Details

APN / Parcel Number

Primary APN	`0001362200`

Interior

Stories	1 Story
Building Area	2,160 sqft Gross Area

Exterior

Year Built	Built 1985
Roof Material	Shingle
Lot Area	7,754 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	119 N GAINES ST
City	STUART
State	IA
Zip	50250-3063
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	19 W 69' L 27 & 28 & W 69' LOTS 24 25 26 BLK 19
Legal Block	19
Legal Lot Number	24-26
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2098
Census Tract	950300

Owner

Source: Guthrie County records · APN 0001362200

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	LODGE 214; REBEKAH LODGE 6, 6, STUART, IA 50250
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 1988
Deed Sale	Dec 29, 1988
Deed Document Number	0000404809
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Guthrie County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$241,200 (+29.4%) Land $20,500 Building $220,700	$241,200 (+29.4%) Land $20,500 Building $220,700
2023	$186,400	$186,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guthrie County (19001C), as of April 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190779503002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Coon Valley Cooperative Telephone Association, Lumen Technologies, Verizon.

Based on FCC filings for 207 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0180001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STUART WATER SUPPLY serves 1,814 people
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.