119 N Adelaide St, Normal, IL 61761 Property Records

McLean County property record for 119 N Adelaide St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1956
Lot Size	0.298 acres (12,997 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2025)
Tax Bill	$5,057 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-281-022`

Property Details

APN / Parcel Number

Primary APN	`14-29-281-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	1,150 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Roof Material	Asphalt
Lot Area	12,997 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Area	753 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	119 N ADELAIDE ST
City	NORMAL
State	IL
Zip	61761-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	THE KNOLLS S 35 LOT 36 & N30 LOT 37
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	THE KNOLLS
Legal Lot Number	36,37
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1012
Census Tract	302

Owner

119 N Adelaide St is owned by two individuals who bought it in September 2025.

Source: McLean County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1421 BIRCHLAWN PL, OTTAWA
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUS
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Jan 14, 2022 · Amount on File
Deed Document Number	202512928
Prior Transfer Date	Feb 8, 2006
Prior Transfer Doc	0000006008
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 17, 2025
Property Address	119 N ADELAIDE ST, NORMAL, IL 61761-2419
Document Number	202500012928
Instrument Date	Aug 14, 2025
Instrument	2025-00012928
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1421 BIRCHLAWN PL, OTTAWA, IL 61350-3401
Investor	Possibly a Property Investor

Mortgage

Document Number	202500012929
Date	Sep 17, 2025
Instrument	2025-00012929

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 14, 2022
Property Address	119 N ADELAIDE ST, NORMAL, IL 61761-2419
Document Number	202200000808
Instrument Date	Jan 3, 2022
Instrument	2022-00000808
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 VISTA DR, OSWEGO, IL 60543-8128

Mortgage

Document Number	202200000809
Date	Jan 14, 2022
Instrument	2022-00000809

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,981 (+9.14%) Land $10,983 Building $56,998	$203,943 (+9.14%) Land $32,949 Building $170,994
2024	$5,057.00 (+5.95%)	$62,288 (+11.68%) Land $10,063 Building $52,225	$186,864 (+11.68%) Land $30,189 Building $156,675
2023	$4,773.00 (+5.46%)	$55,774 (+10.69%) Land $9,011 Building $46,763	$167,322 (+10.69%) Land $27,033 Building $140,289
2022	$4,526.00	$50,388 Land $8,141 Building $42,247	$151,164 Land $24,423 Building $126,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 N Adelaide St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 119 N Adelaide St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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