Warren County and Thurman Town property record for 119 Mud St, Athol, NY 12810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 2007 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 2007) |
| Tax Bill | $4,348 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2018 Loan Modification |
| APN | 523800 209.3-2-22 |
| Primary APN | 523800 209.3-2-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 134,600 sqft (3.09 acres) |
| Lot Width | 400 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 119 MUD ST |
|---|---|
| City | ATHOL |
| State | NY |
| Zip | 12810-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APA 1.3 |
| Legal Description | RES. 39.-1-12.2 |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | THURMAN |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 73500 |
Source: Warren County and Thurman Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 MUD ST, ATHOL, NY 12810-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 25, 2018 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2007 · Amount on Record |
| Deed Sale | Aug 20, 2007 · Amount on Record |
| Deed Book / Page | 3355 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NY |
| Property Address | 119 MUD ST, ATHOL, NY 12810-2536 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067050018 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 6705/18 |
| Instrument | 2022-7691 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WARREN NY |
| Property Address | 119 MUD ST, ATHOL, NY 12810-2536 |
| Document Number | 0000007259 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 119 MUD ST ATHOL NY 128102536, ATHOL, NY 12810-2536 |
| Document Number | 0000007259 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 005843/000315 |
| Instrument | 7259 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2048 |
| Rate | 4.25% |
|---|
Source: Warren County and Thurman Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Thurman Town |
| Unified School District | Warrensburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,348.00 Homeowner's exemption | ||
| 2025 | $156,200 (-) Land $26,200 Building $130,000 | $249,004 (+17.11%) Land $41,766 Building $207,238 | |
| 2023 | $156,200 Land $26,200 Building $130,000 | $212,633 Land $35,666 Building $176,967 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1981–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Feb 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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