119 McLeod Rd, Opp, AL 36467 Property Records

Covington County property record for 119 McLeod Rd, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,560 sqft · built 1983
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2018)
Tax Bill	$385 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-05-22-1-001-004.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-05-22-1-001-004.000`
Alternative APNs	`11052210010040000` `1105221001004000` `23368260`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	370,260 sqft (8.5 acres)
Garage Type	Carport
Garage Area	640 sqft
Carport	Carport
Carport Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Gazebo	100 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23368260
Street Address	119 MCLEOD RD
City	OPP
State	AL
Zip	36467-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2018/18973 12/21/18 BEG @ SE COR OF SE4 OF NE4 OF SEC 22 T4NR18E FOR POB TH N-1366'(S) TO S R/W MCLEOD RD; SW-255'(S)
Legal Range	18E
Legal Township	04N
Legal Section	22
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3017
Census Tract	962400

Owner

119 McLeod Rd is owned and occupied by an individual who bought it in December 2018.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	119 MCLEOD RD, OPP, AL 36467-5341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage ALABAMA TELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Deed Book / Page	2018 / 18973
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	119 MCLEOD RD, OPP, AL 36467-5341
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/4466
Date	Mar 10, 2020
Book Page	2020/4466

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78283

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Dec 27, 2018
Property Address	119 MCLEOD RD, OPP, AL 36467-5341
Document Number	2018/18973
Book / Page	2018 / 18973
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 MCLEOD RD, OPP, AL 36467-5341
Investor	Possibly a Property Investor

Mortgage

Document Number	0201818976
Date	Dec 27, 2018
Instrument	2018/18976

Lender

Name	ALABAMA TELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 119 McLeod Rd was $385 with exemptions applied, up 8.8% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 (+8.76%) Homeowner's exemption Senior Citizen's exemption	$35,896 (+163.94%) Land $7,620 Building $28,276	$179,480 (+10.16%) Land $38,100 Building $141,380
2024	$354.00 (-14.49%) Homeowner's exemption Senior Citizen's exemption	$13,600 (-3.89%) Land $1,080 Building $12,520	$162,920 (+15.14%) Land $38,100 Building $124,820
2023	$414.00 (+5.61%) Homeowner's exemption	$14,150 (+5.63%) Land $3,340 Building $10,810	$141,500 (+5.63%) Land $33,400 Building $108,100
2022	$392.00 Homeowner's exemption	$13,396 Land $3,090 Building $10,306	$133,960 Land $30,900 Building $103,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 McLeod Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 McLeod Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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