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119 McElrath St, Centre, AL 35960 Property Records

Cherokee County property record for 119 McElrath St, Centre, AL 35960 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,455 sqft Living Area
Lot Size39,204 sqft (0.9 acres)
Garage462 sqft
OccupancyOwner Occupied
Last Sale$79,000 (2020)
Tax Bill$782.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-14-05-22-4-002-017.000
Alternative APNs
  • ALT APN:1405224002017000
  • 209345

Interior

Full Baths1 Baths
Building Area1,455 sqft Living Area
1st Floor1,455 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area39,204 sqft (0.9 acres)
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
Shed1 Shed
Porch Area16 sqft Porch

Location & Zoning

Account Number209345
Street Address119 MCELRATH ST
CityCENTRE
StateAL
Zip35960-2115
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG R/W MCELRATH ST & 2ND AVE;SE 20';E 212';E 304';N 32';NW475.01'TO R/W;SW 112'ALG R/W TO R/W 2ND AVE & POB
Legal Range09E
Legal Township10S
Legal Section22
JurisdictionCHEROKEE AL
Minor Civil DivisionCENTRE
Census Blockgroup4
Census Block4001
Census Tract955900

Owner

Source: Cherokee County records · APN 13-14-05-22-4-002-017.000

Assessment roll updated December 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address119 MCELRATH ST, CENTRE, AL 35960-2115
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Feb 25, 2020Survivorship Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST GUARANTY FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleOct 13, 2011
Deed Doc Number2020211159
Prior Transfer DateSep 19, 2018
Prior Transfer Doc0000204515
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address119 MCELRATH ST, CENTRE, AL 35960-2115
Transaction TypeMortgage
Record UpdatedFeb 28, 2024
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 MCELRATH ST, CENTRE, AL 35960-2115

Mortgage

Document Number0000232442
DateFeb 15, 2024
Instrument232442
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 01, 2064

February 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateFeb 25, 2020
Property Address119 MCELRATH ST, CENTRE, AL 35960-2115
Document Number0000211159
Map ReferenceDOC 204515
Instrument DateFeb 24, 2020
Instrument211159
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanySOURCE OF TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address219 JEFFERS CIR, ELGIN, SC 29045-9258

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 MCELRATH ST, CENTRE, AL 35960-2115

Mortgage

Document Number0000211160
DateFeb 25, 2020
Instrument211160
Lender
NameFIRST GUARANTY FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$782.00$2,260 (+50.67%) Land $1,200 Building $1,060$83,200 (-) Land $6,000 Building $77,200
2024$782.00 (+5.11%)$1,500 (-90.53%) Land $1,200 Building $300$83,200 (+2.59%) Land $6,000 Building $77,200
2023$744.00$15,840 (+1,265.52%)$81,100 (-) Land $3,900 Building $77,200
2022$744.00$1,160 Land $780 Building $380$81,100 Land $3,900 Building $77,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 962 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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