119 Maple St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 119 Maple St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,401 sqft · built 1930
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Nov 2016)
Tax Bill	$12,587 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-02909-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`48-02909-0000-00010`
Alternative APN	`480290900010`

Interior

Stories	2 Stories
Building Area	1,401 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	119 MAPLE ST
City	RAMSEY
State	NJ
Zip	07446-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.161AC
Legal Block	2909
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3009
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02909-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	119 MAPLE ST, RAMSEY, NJ 07446-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	20168942401
Deed Book / Page	2442 / 199
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	119 MAPLE ST, RAMSEY, NJ 07446-2445
Transaction Type	Mortgage
Record Updated	Nov 02, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048290302
Date	Oct 06, 2022
Book Page	4829/302
Instrument	2022097692

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,700 (+2.03%) Land $359,200 Building $264,500	$623,700 (+2.03%) Land $359,200 Building $264,500
2025	$12,587.00 (-6.74%)	$611,300 (+27.81%) Land $349,200 Building $262,100	$611,300 (+27.81%) Land $349,200 Building $262,100
2024	$13,497.00 (+7.59%)
2023		$478,300 Land $291,100 Building $187,200	$478,300 Land $291,100 Building $187,200
2022	$12,545.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0248001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.