119 Main, Louisa, VA 23093 Property Records

Louisa County property record for 119 Main, Louisa, VA 23093

Property Summary

Property Type	Commercial
Details	0.5 ba · 1,936 sqft · built 1935
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$463,000 (Jun 2024)
Tax Bill	$374 (2022)
Deeds & Mortgages	Jun 2024 Sale Jun 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40A2 1 55`

Property Details

APN / Parcel Number

Primary APN	`40A2 1 55`
Alternative APNs	`13047` `12626`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12626
Street Address	119 MAIN
City	LOUISA
State	VA
Zip	23093
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GC
Legal Description	MAIN STREET & PORTER DB 1919/422 .00 AC
Legal Subdivision	MILL RUN SUBDIVISION
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1027
Census Tract	950201

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1787, LOUISA, VA 23093-1787
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jun 10, 2024	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Sep 21, 2023	Deed, Transfer · Stand-Alone First Mortgage REBECCA CAVANAUGH
Sep 21, 2023	Deed, Transfer · Stand-Alone First Mortgage REBECCA CAVANAUGH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	20245123
Deed Book / Page	1959 / 795
Record Updated	Sep 20, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 10, 2024
Property Address	119 MAIN, LOUISA, VA 23093
Document Number	001959/795
Book / Page	1959 / 795
Map Reference	MB 8 PG 2458-2462
Instrument Date	Jun 6, 2024
Instrument	202400005123
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$231.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12568 ROCK POINT RD, NEWBURG, MD 20664-2513

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 10, 2024
Property Address	119 MAIN, LOUISA, VA 23093
Document Number	001959/795
Book / Page	1959 / 795
Map Reference	MB 8 PG 2458-2462
Instrument Date	Jun 6, 2024
Instrument	202400005123
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$231.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12568 ROCK POINT RD, NEWBURG, MD 20664-2513

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 21, 2023
Property Address	119 W MAIN ST, LOUISA, VA 23093
Document Number	001919/422
Book / Page	1919 / 422
Map Reference	MB 197 PG 169
Instrument Date	Sep 11, 2023
Instrument	202300008537
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1787, LOUISA, VA 23093-1787

Mortgage

Document Number	0001919426
Date	Sep 21, 2023
Instrument	1919/426

Lender

Name	REBECCA CAVANAUGH
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2028

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 21, 2023
Property Address	119 MAIN, LOUISA, VA 23093
Document Number	001919/422
Book / Page	1919 / 422
Map Reference	MB 197 PG 169
Instrument Date	Sep 11, 2023
Instrument	202300008537
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1787, LOUISA, VA 23093-1787

Mortgage

Document Number	0001919426
Date	Sep 21, 2023
Instrument	1919/426

Lender

Name	REBECCA CAVANAUGH
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Louisa Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,400 (-) Land $54,500 Building $107,900	$162,400 (-) Land $54,500 Building $107,900
2025		$162,400 (-) Land $54,500 Building $107,900	$162,400 (-) Land $54,500 Building $107,900
2024		$162,400 (+78.27%) Land $54,500 Building $107,900
2023		$91,100 Land $54,500 Building $36,600
2022	$374.00		$162,400 Land $54,500 Building $107,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LOUISA serves 1,555 people · EPA ID VA2109450
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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