119 Lorraine Dr, White Oak, GA 31568 Property Records

Camden County property record for 119 Lorraine Dr, White Oak, GA 31568

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,172 sqft · built 2018
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Aug 2026)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`074A000010`

Property Details

APN / Parcel Number

Primary APN	`074A000010`
Alternative APNs	`074A 010` `15710`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15710
Street Address	119 LORRAINE DR
City	WHITE OAK
State	GA
Zip	31568-2090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	H/L 18A (WAS LOTS 10 & 11) RED BLUFF S/D
Legal Subdivision	RED BLUFF
Legal Lot Number	10,11
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	3
Census Block	3089
Census Tract	10100

Owner

119 Lorraine Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Camden County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	119 LORRAINE DR, WHITE OAK, GA 31568-2090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Limited Warranty Deed, Transfer · FHA Mortgage LOANS
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 26, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage SOUTHEASTERN BK
Apr 26, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage SOUTHEASTERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Deed Book / Page	2446 / 168
Prior Transfer Date	Oct 15, 2024
Prior Transfer Doc	002329/480
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CAMDEN GA
Recording Date	Aug 27, 2026
Property Address	119 LORRAINE DR, WHITE OAK, GA 31568-2090
Document Number	2446000168
Book / Page	2446 / 168
Instrument Date	Aug 18, 2026
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LORRAINE DR, WHITE OAK, GA 31568-2090

Mortgage

Document Number	2446000185,
Date	Aug 27, 2026
Book Page	2446/185

Lender

Name	LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	119 LORRAINE DR, WHITE OAK, GA 31568-2090
Document Number	0019660807
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LORRAINE DR WHITE OAK GA 31568, WHITE OAK, GA 31568

Mortgage

Document Number	0019660807
Date	Apr 22, 2019
Book Page	001966/000807
Instrument	2263

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

April 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN GA
Recording Date	Apr 26, 2018
Property Address	119 LORRAINE DR, WHITE OAK, GA 31568-2090
Document Number	0019150719
Book / Page	001915 / 000719
Instrument Date	Jul 7, 2017
Instrument	2618
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 TARPON AVE #4 FERNANDINA BEACH FL 32034, 4, FERNANDINA BEACH, FL 32034

Mortgage

Document Number	19150721
Date	Apr 26, 2018
Book Page	001915/000721
Instrument	2619

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	KINGSLAND, GA 31548

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 25, 2019

April 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN GA
Recording Date	Apr 26, 2018
Property Address	119 LORRAINE DR, WHITE OAK, GA 31568-2090
Document Number	0019150719
Book / Page	001915 / 000719
Instrument Date	Jul 7, 2017
Instrument	2618
Transaction Type	Construction Loan
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 TARPON AVE #4 FERNANDINA BEACH FL 32034, 4, FERNANDINA BEACH, FL 32034

Mortgage

Document Number	19150721
Date	Apr 26, 2018
Book Page	001915/000721
Instrument	2619

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	KINGSLAND, GA 31548

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 25, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 119 Lorraine Dr was $3,574.

Source: Camden County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00	$124,324 Land $29,600 Building $94,724	$310,811 Land $74,000 Building $236,811
2023		$104,045 Land $17,760 Building $86,285	$260,112 Land $44,400 Building $215,712
2022	$2,681.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 Lorraine Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Lorraine Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 99.1% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, TDS Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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