119 Legacy Ln, Harmony, NC 28634 Property Records

Iredell County property record for 119 Legacy Ln, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,393 sqft · built 1980
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4779-28-7613.000`

Property Details

APN / Parcel Number

Primary APN	`4779-28-7613.000`
Alternative APNs	`80089563` `80089564`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,393 sqft Heated Area
Gross Area	3,547 sqft
1st Floor Area	2,393 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	95,832 sqft (2.2 acres)
Lot Width	94 ft Width
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	512 sqft
Patio Area	512 sqft
Shed	1 Shed
Shed Area	560 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80089564
Street Address	119 LEGACY LN
City	HARMONY
State	NC
Zip	28634-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	JONE US 21
Legal Subdivision	TURNERSBURG
Legal Block	28
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1001
Census Tract	60802

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 TOMLIN MILL RD, OLIN, NC 28660-8904
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Book / Page	3172 / 1695
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 30, 2025
Property Address	119 LEGACY LN, HARMONY, NC 28634-9010
Document Number	0031721695
Book / Page	3172 / 1695
Instrument Date	Oct 30, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 SPARGER RD, MOUNT AIRY, NC 27030-8835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	176 TOMLIN MILL RD, OLIN, NC 28660-8904

Mortgage

Document Number	0031721698
Date	Oct 30, 2025
Instrument	3172/1698

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	10-Year CMTI
Max Rate	14%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 14, 2022
Property Address	119 LEGACY LN, HARMONY, NC 28634-9010
Document Number	0028881281
Book / Page	2888 / 1281
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 GLENWOOD VALLEY DR, 185, HARMONY, NC 28634-9150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LEGACY LN, HARMONY, NC 28634-9010

Mortgage

Document Number	0028881284
Date	Jan 14, 2022
Instrument	2888/1284

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,150 (-) Land $35,480 Building $224,670	$260,150 (-) Land $35,480 Building $224,670
2025	$1,654.00	$260,150 (-) Land $35,480 Building $224,670	$260,150 (-) Land $35,480 Building $224,670
2024	$1,654.00	$260,150 (-) Land $35,480 Building $224,670	$260,150 (-) Land $35,480 Building $224,670
2023	$1,654.00 (+37.95%)	$260,150 (+51.21%) Land $35,480 Building $224,670	$260,150 (+51.21%) Land $35,480 Building $224,670
2022	$1,199.00	$172,040 Land $30,750 Building $141,290	$172,040 Land $30,750 Building $141,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Zirrus.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Legacy Ln

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