119 Leeds, Williamsburg, VA 23188 Property Records

James City County property record for 119 Leeds, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,732 sqft · built 1997
Lot Size	0.522 acres (22,738 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2025)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-1 03-0-0208`

Property Details

APN / Parcel Number

Primary APN	`38-1 03-0-0208`
Alternative APN	`16520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,732 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	22,738 sqft (0.522 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16520
Street Address	119 LEEDS
City	WILLIAMSBURG
State	VA
Zip	23188-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-208 S-6 FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	208
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

Source: James City County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 LEEDS, WILLIAMSBURG, VA 23188-9184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 21, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Deed Document Number	20256712
Prior Transfer Date	Nov 17, 2024
Prior Transfer Doc	0202503375
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	May 13, 2026
Property Address	119 LEEDS, WILLIAMSBURG, VA 23188-9184
Document Number	0000005617
Instrument Date	May 1, 2026
Instrument	20265617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LEEDS, WILLIAMSBURG, VA 23188-9184

Mortgage

Document Number	0000005617,
Date	May 13, 2026
Instrument	20265617

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.46%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	119 LEEDS, WILLIAMSBURG, VA 23188-9184
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202517510
Date	Dec 23, 2025
Instrument	202517510

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 21, 2018
Property Address	119 LEEDS, WILLIAMSBURG, VA 23188-9184
Document Number	0000010438
Instrument Date	Jun 15, 2018
Instrument	10438
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LENORE RD CALIFON NJ 078303400, CALIFON, NJ 07830-3400

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,971.00 (+6.4%)	$478,500 (+7.48%) Land $82,000 Building $396,500	$478,500 (+7.48%) Land $82,000 Building $396,500
2024	$3,732.00 (+1%)
2023	$3,695.00	$445,200 Land $78,900 Building $366,300	$445,200 Land $78,900 Building $366,300
2022	$3,695.00 (+8.33%)
2019	$3,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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