119 Larry Ave, Grandy, NC 27939 Property Records

Currituck County property record for 119 Larry Ave, Grandy, NC 27939

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,365 sqft · built 1996
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$12,000 (Sep 1994)
Tax Bill$1,810 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9922-03-8985

Property Details

APN / Parcel Number

Primary APN9922-03-8985
Alternative APNs
  • 107A00J00260005
  • 000028394
  • 9922-03

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,365 sqft Total Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions14 ft deep x 8 ft wide
Shed1 Shed
Shed Area32 sqft
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000028394
Street Address119 LARRY AVE
CityGRANDY
StateNC
Zip27939-9758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionWATERVIEW SHORES, SECT 5, BLOCK J, LOT 26
Legal SubdivisionWATERVIEW SHORES
Legal BlockJ
Legal Lot Number26
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1010
Census Tract110401

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 132, GRANDY, NC 27939-0132
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 20, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 17, 2019Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 1994 · Amount on Record
Deed SaleSep 29, 1994 · Amount on Record
Deed Book / Page347 / 817
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address119 LARRY AVE, GRANDY, NC 27939-9758
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015970689
DateFeb 8, 2021
Book Page1597/689
Instrument360570
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term327 Months
DueMay 1, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address119 LARRY AVE, GRANDY, NC 27939
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014580148
DateSep 20, 2018
Book Page1458/148
Instrument338491
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address119 LARRY AVE, GRANDY, NC 27939
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014870358
DateJun 17, 2019
Book Page1487/358
Instrument343646
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term345 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,810.00 (+0.44%)$247,400 (-) Land $30,200 Building $217,200
2024$1,802.00 (+9.68%)$247,400 (-) Land $30,200 Building $217,200
2023$1,643.00 (+18.54%)$247,400 (-) Land $30,200 Building $217,200$247,400 (-) Land $30,200 Building $217,200
2022$1,386.00$247,400 Land $30,200 Building $217,200$247,400 (-) Land $30,200 Building $217,200
2021$247,400 Land $30,200 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies121 units insured
incl. 20 condo units
Nearby Flood Claims97 (1998–2022)
Claims Outside the SFHA2 of 97
Most Recent ClaimJun 2022
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Matthew, Oct 2016 · 14 claims
  • Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereCURRITUCK COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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