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119 Islander Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 119 Islander Rd, Satsuma, FL 32189 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,273 sqft · built 2008
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$5,200 (Jun 2006)
Tax Bill$2,987 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-10-27-8251-0010-0100

Property Details

APN / Parcel Number

Primary APN43-10-27-8251-0010-0100
Alternative APN
  • 59369

Interior

Plumbing Fixtures16 Plumbing Fixtures
Building Area2,273 sqft Living Area
Gross Area2,777 sqft
1st Floor Area2,273 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Roof TypeGable/Hip
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeAttached
Garage Area504 sqft
PorchFinished/Screened Porch
Porch Area338 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number59369
Street Address119 ISLANDER RD
CitySATSUMA
StateFL
Zip32189-2651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JOHNS RIVERSIDE ESTATES, MARINA SECTION MB5 P6 BLK 1, LOT 10 (MAP SHEET 31/43A)
Legal SubdivisionST JOHNS RIVERSIDE ESTATES
Legal Block1
Legal Lot Number10
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group4
Census Block4012
Census Tract951100

Owner

Source: Putnam County records · APN 43-10-27-8251-0010-0100

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address119 ISLANDER RD, SATSUMA, FL 32189-2651
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Nov 13, 2023Intrafamily Transfer, Transfer
Feb 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2006 · Amount on Record
Deed SaleJun 30, 2006 · Amount on Record
Deed Document Number2006589250
Deed Book / Page1104 / 451
Last Transfer DateSep 24, 2009
Transfer Doc0012391307
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Recording DateJul 31, 2026
Property Address119 ISLANDER RD, SATSUMA, FL 32189-2651
Document Number0000018871
Book / Page1881 / 926
Instrument DateJul 09, 2026
Instrument202618871
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 ISLANDER RD, SATSUMA, FL 32189-2651
InvestorPossibly a Property Investor

Mortgage

Document Number0000018871,
DateJul 31, 2026
Book Page1881/926
Instrument202618871
Lender
NameROYAL UNITED MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateNov 13, 2023
Property Address119 ISLANDER RD, SATSUMA, FL 32189-2651
Document Number0017320959
Book / Page1732 / 959
Map ReferenceMB 5 PG 6-9
Instrument DateNov 13, 2023
Instrument202354025369
Transaction TypeTransfer
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address119 ISLANDER RD, SATSUMA, FL 32189-2651

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address119 ISLANDER RD, SATSUMA, FL 32189-2651

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address119 ISLANDER RD, SATSUMA, FL 32189-2651
Transaction TypeMortgage
Record UpdatedFeb 20, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 ISLANDER RD, SATSUMA, FL 32189-2651

Mortgage

Document Number0016980852
DateFeb 03, 2023
Book Page1698/852
Instrument202354002335
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2038

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,987.00 (+12.34%)$198,720 (+5.98%)$380,570 (-2.98%) Land $9,090 Building $371,480
2023$2,659.00 (-28.67%) Homeowner's exemption$187,500 (-27.15%)$392,260 (+17.88%) Land $9,090 Building $383,170
2022$3,728.00 Homeowner's exemption$257,395$332,750 Land $4,550 Building $328,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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