Lawrence County property record for 119 Horn Ave, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 0.5 ba · 1,458 sqft · built 1969 |
| Lot Size | 0.37 acres (16,116 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jul 2026) |
| Tax Bill | $925 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151G B 01206 |
| Primary APN | 050151G B 01206 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,116 sqft (0.37 acres) |
| Lot Dimensions | 167 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 210 sqft |
| Patio Area | 210 sqft |
| Utility Building | 204 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 119 HORN AVE |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: HARRY HORN SUBD; BLOCK: A |
| Legal Subdivision | HORNE SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960700 |
119 Horn Ave is owned and occupied by an individual who bought it in July 2026.
Source: Lawrence County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 HORN AVE, LORETTO, TN 38469-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Dec 20, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OLAWRENCEBURG FEDERAL BANK |
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAWRENCEBURG FED'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Aug 30, 2013 · Amount on File |
| Deed Document Number | 20264510 |
| Deed Book / Page | 833 / 634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jul 23, 2026 |
| Property Address | 119 HORN AVE, LORETTO, TN 38469-2310 |
| Document Number | 0000004510 |
| Book / Page | 833 / 634 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20264510 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,556.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 HORN AVE, LORETTO, TN 38469-2310 |
| Document Number | 0000004511, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 833/637 |
| Instrument | 20264511 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 119 HORN AVE, LORETTO, TN 38469-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 580639 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 580/639 |
| Instrument | 19006618 |
| Name | OLAWRENCEBURG FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 119 HORN AVE, LORETTO, TN 38469-2310 |
| Document Number | 5181 |
| Book / Page | 000518 / 000001 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 146 PHILADELPHIA BLVD PALM HARBOR FL 346841317, PALM HARBOR, FL 34684-1317 |
| Document Number | 5181 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 000518/000001 |
| Instrument | 5084 |
| Name | LAWRENCEBURG FED'L BK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,900 (-) Land $2,500 Building $30,400 | ||
| 2024 | $925.00 (+20.13%) | $32,900 (-) Land $2,500 Building $30,400 | |
| 2023 | $770.00 | $32,900 (-) Land $2,500 Building $30,400 | |
| 2022 | $770.00 | $32,900 Land $2,500 Building $30,400 | $131,600 Land $10,000 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 119 Horn Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 119 Horn Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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