Okaloosa County property record for 119 Harding Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 2009 |
| Lot Size | 0.296 acres (12,888 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $979 (Sep 2010) |
| Tax Bill | $2,015 (2025) |
| Deeds & Mortgages | Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-3517-9 |
| Primary APN | C56-000-595-3517-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 1,905 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,888 sqft (0.296 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 119 HARDING RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKGROVE SD LOT 16 BLK 1 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | OAKGROVE SD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 21102 |
Source: Okaloosa County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 119 HARDING RD, NICEVILLE, FL 32578-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2010 · Amount on Record |
| Deed Sale | Sep 17, 2010 · Amount on Record |
| Prior Sale | Dec 30, 2009 · Amount on Record |
| Deed Document Number | 20102658334 |
| Deed Book / Page | 2952 / 1654 |
| Prior Transfer Date | Sep 14, 2010 |
| Prior Transfer Doc | 0029521654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 26, 2017 |
| Property Address | 119 HARDING RD, NICEVILLE, FL 32578-3343 |
| Document Number | 0033100846 |
| Book / Page | 003310 / 000846 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 3149700 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 119 HARDING RD NICEVILLE FL 325783343, NICEVILLE, FL 32578-3343 |
| Investor | Possibly a Property Investor |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,015.00 (+6.5%) Homeowner's exemption Veteran's exemption | $201,088 (+5.99%) | $349,760 (+3.23%) Land $83,627 Building $266,133 |
| 2023 | $1,892.00 (+3.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $189,729 (+3%) | $338,810 (+6.27%) Land $70,587 Building $268,223 |
| 2022 | $1,836.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,203 | $318,812 Land $67,226 Building $251,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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