Lawrence County property record for 119 Glendale Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,550 sqft · built 1994 |
| Lot Size | 13.4 acres (584,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2018) |
| Tax Bill | $1,704 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050133 04003 |
| Primary APN | 050133 04003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Upper Floors Area | 1,008 sqft |
| Basement Area | 1,542 sqft |
| Unfinished Basement | 1,542 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 584,140 sqft (13.4 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 720 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 119 GLENDALE RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960700 |
Source: Lawrence County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Oct 1, 2018 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Jun 5, 1996 · Amount on Record |
| Deed Document Number | 20185088 |
| Deed Book / Page | 545 / 484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jul 10, 2026 |
| Property Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Document Number | 0000004173 |
| Book / Page | 831 / 922 |
| Instrument Date | Jun 28, 2026 |
| Instrument | 20264173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Document Number | 0000004173, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 831/922 |
| Instrument | 20264173 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000651118 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 651/118 |
| Instrument | 21006718 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 620430 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 620/430 |
| Instrument | 21000453 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BRENTWOOD TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 566313 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 566/313 |
| Instrument | 19003391 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Oct 1, 2018 |
| Property Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Document Number | 0000545484 |
| Book / Page | 545 / 484 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 18005088 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 GLENDALE RD, LORETTO, TN 38469-2813 |
| Document Number | 0018005090 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 18005090 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,704.00 | $84,750 (-) Land $12,850 Building $71,900 | |
| 2023 | $1,704.00 | $84,750 (-) Land $12,850 Building $71,900 | |
| 2022 | $1,704.00 | $84,750 Land $12,850 Building $71,900 | $339,000 Land $51,400 Building $287,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
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