119 Glendale Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 119 Glendale Rd, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,550 sqft · built 1994
Lot Size13.4 acres (584,140 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Oct 2018)
Tax Bill$1,704 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN050133 04003

Property Details

APN / Parcel Number

Primary APN050133 04003
Alternative APN
  • 133 04003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,550 sqft Living Area
1st Floor Area1,542 sqft
Upper Floors Area1,008 sqft
Basement Area1,542 sqft
Unfinished Basement1,542 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area584,140 sqft (13.4 acres)
TerrainRolling
Garage TypeMixed
Garage Area720 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area720 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address119 GLENDALE RD
CityLORETTO
StateTN
Zip38469-2813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group1
Census Block1008
Census Tract960700

Owner

Source: Lawrence County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address119 GLENDALE RD, LORETTO, TN 38469-2813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 22, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 1, 2019Deed of Trust, Mortgage · FHA Mortgage
GARDNER FINANCIAL SERVICES LTD
Oct 1, 2018Warranty Deed, Transfer · FHA Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleJun 5, 1996 · Amount on Record
Deed Document Number20185088
Deed Book / Page545 / 484
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Recording DateJul 10, 2026
Property Address119 GLENDALE RD, LORETTO, TN 38469-2813
Document Number0000004173
Book / Page831 / 922
Instrument DateJun 28, 2026
Instrument20264173
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 GLENDALE RD, LORETTO, TN 38469-2813

Mortgage

Document Number0000004173,
DateJul 10, 2026
Book Page831/922
Instrument20264173
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address119 GLENDALE RD, LORETTO, TN 38469-2813
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000651118
DateOct 6, 2021
Book Page651/118
Instrument21006718
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address119 GLENDALE RD, LORETTO, TN 38469-2813
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number620430
DateJan 22, 2021
Book Page620/430
Instrument21000453
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address119 GLENDALE RD, LORETTO, TN 38469-2813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBRENTWOOD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number566313
DateJul 1, 2019
Book Page566/313
Instrument19003391
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateOct 1, 2018
Property Address119 GLENDALE RD, LORETTO, TN 38469-2813
Document Number0000545484
Book / Page545 / 484
Instrument DateSep 28, 2018
Instrument18005088
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 GLENDALE RD, LORETTO, TN 38469-2813

Mortgage

Document Number0018005090
DateOct 1, 2018
Instrument18005090
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,704.00$84,750 (-) Land $12,850 Building $71,900
2023$1,704.00$84,750 (-) Land $12,850 Building $71,900
2022$1,704.00$84,750 Land $12,850 Building $71,900$339,000 Land $51,400 Building $287,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: T-Mobile.

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