119 Fox St, Cary, IL 60013 Property Records

McHenry County property record for 119 Fox St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,478 sqft · built 1998
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Jun 2009)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-229-005

Property Details

APN / Parcel Number

Primary APN20-17-229-005

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,478 sqft
Gross Area5,217 sqft
1st Floor Area1,757 sqft
2nd Floor Area1,721 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleColonial
Exterior MaterialBrick/Wood
Lot Area32,670 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address119 FOX ST
CityCARY
StateIL
Zip60013-6109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2009R0029028 LT 32 RIVER ORCHARD SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionRIVER ORCHARD
Legal Block229
Legal Lot Number32
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1003
Census Tract871307

Owner

119 Fox St is owned and occupied by an individual who bought it in June 2009.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address119 FOX ST, CARY, IL 60013-6109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2009 · Amount on File
Deed SaleJun 9, 2009 · Amount on File
Prior SaleDec 14, 2007
Deed Document Number2009R0029028
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address119 FOX ST, CARY, IL 60013-6109
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031478
DateJun 10, 2021
Instrument2021R0031478
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$158,884 Land $47,235 Building $111,649$476,652 Land $141,705 Building $334,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Fox St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox St

Nearby Streets

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