119 Ferndale Rd, Cope, SC 29038 Property Records

Orangeburg County property record for 119 Ferndale Rd, Cope, SC 29038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2001
Lot Size	6.2 acres (270,116 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0110-00-07-018`

Property Details

APN / Parcel Number

Primary APN	`0110-00-07-018`
Alternative APNs	`01100007018.000` `01120000088000` `0920629` `920629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Family Room	Family Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Other
Construction Type	Wood
Roof Material	Shingle
Lot Area	270,116 sqft (6.2 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	920629
Street Address	119 FERNDALE RD
City	COPE
State	SC
Zip	29038-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DECAL 31044 40 03720006
Jurisdiction	ORANGEBURG SC
Township / Civil Division	COPE
Census Block Group	1
Census Block	1007
Census Tract	11704

Owner

Source: Orangeburg County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 FERNDALE RD, COPE, SC 29038-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2025
Transfer Doc	D02314/0132
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGEBURG SC
Property Address	119 FERNDALE RD, COPE, SC 29038-9480
Document Number	2711/0216
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	119 FERNDALE ROAD COPE COPE SC 29038, COPE, SC 29038

Mortgage

Document Number	2711/0216
Date	Jul 28, 2020
Book Page	002711/000216
Instrument	2585

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: Orangeburg County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Orangeburg County
Unified School District	Orangeburg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 (-57.16%)	$230,500 (+2,847.57%) Land $36,700 Building $193,800
2024	$4,043.00 (+249.14%) Homeowner's exemption	$7,820 (+19.1%) Land $1,244 Building $6,576	$230,500 (+40.43%) Land $36,700 Building $193,800
2023		$6,566 (-) Land $1,258 Building $5,308
2022	$1,158.00 Additional exemption filed	$6,566 Land $1,258 Building $5,308	$164,140 (-) Land $31,440 Building $132,700
2019			$164,140 Land $31,440 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGEBURG DPU serves 47,463 people · EPA ID SC3810001
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Orangeburg County Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferndale Rd

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