Wake County property record for 119 Ferndale Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,828 sqft · built 1979 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (May 2026) |
| Tax Bill | $1,718 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1639.01-39-0255-000 |
| Primary APN | 1639.01-39-0255-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 119,354 sqft (2.74 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0042250 |
|---|---|
| Street Address | 119 FERNDALE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LEGEND HILLS DEVELOPEMENT TR15 |
| Legal Subdivision | HILLS DEVEL |
| Legal Tract | 15 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 52809 |
119 Ferndale Dr is owned and occupied by an individual who bought it in May 2026.
Source: Wake County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| Oct 12, 2017 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Oct 12, 2017 · Amount on File |
| Deed Document Number | 202654417 |
| Deed Book / Page | 20231 / 610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 018780/436 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 18780/436 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 19229/1556 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 19229/1556 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 15, 2026 |
| Property Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Document Number | 0000054417 |
| Book / Page | 20231 / 610 |
| Instrument Date | May 7, 2026 |
| Instrument | 202654417 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Document Number | 0000054418, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202654418 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 15, 2026 |
| Property Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Document Number | 020231/610 |
| Book / Page | 20231 / 610 |
| Instrument Date | May 7, 2026 |
| Instrument | 202654417 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Document Number | 0000054418, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202654418 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Document Number | 176631431 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 119 FERNDALE DR GARNER NC 275299515, GARNER, NC 27529-9515 |
| Document Number | 176631431 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 017663/001431 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 12, 2017 |
| Property Address | 119 FERNDALE DR, GARNER, NC 27529-9515 |
| Document Number | 169361212 |
| Book / Page | 016936 / 001212 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 FERNDALE DR GARNER NC 275299515, GARNER, NC 27529-9515 |
| Investor | Possibly a Property Investor |
| Document Number | 169361214 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 016936/001214 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 119 Ferndale Dr was $1,718.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,718.00 | $265,600 Land $84,500 Building $181,100 | $265,600 Land $84,500 Building $181,100 |
| 2023 | $1,274.00 | $160,921 Land $28,600 Building $132,321 | $160,921 Land $28,600 Building $132,321 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 119 Ferndale Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Ferndale Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODWAY S/D private · serves 188 people · EPA ID NC0392365 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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