Alleghany County property record for 119 Estep St, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,368 sqft · built 1959 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (May 2018) |
| Tax Bill | $647 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070869805 |
| Primary APN | 3070869805 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 36 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 78559 |
|---|---|
| Street Address | 119 ESTEP ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | #65 JOHNSON CITY |
| Legal Subdivision | JOHNSON CITY |
| Legal Block | 621 |
| Legal Lot Number | 65 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3070869805
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 ESTEP ST, SPARTA, NC 28675-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 23, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| May 23, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Jan 11, 2008 · Amount on Record |
| Deed Document Number | 2018861 |
| Deed Book / Page | 392 / 702 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 305/1289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 119 ESTEP ST, SPARTA, NC 28675-9758 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00436/1482 |
|---|---|
| Date | Jun 08, 2023 |
| Book Page | 436/1482 |
| Instrument | 1154 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 119 ESTEP ST, SPARTA, NC 28675-9758 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 422/9 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 422/9 |
| Instrument | 2512 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 119 ESTEP ST, SPARTA, NC 28675-9758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000392/0000000705 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 0000000392/0000000705 |
| Instrument | 000000000862 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 23, 2018 |
| Property Address | 119 ESTEP ST, SPARTA, NC 28675-9758 |
| Document Number | 392/702 |
| Book / Page | 392 / 702 |
| Instrument Date | May 18, 2018 |
| Instrument | 000000000861 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 ESTEP ST, SPARTA, NC 28675-9758 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,600 (-) Land $26,500 Building $61,100 | $87,600 (-) Land $26,500 Building $61,100 | |
| 2025 | $647.00 | $87,600 (-) Land $26,500 Building $61,100 | |
| 2023 | $87,600 Land $26,500 Building $61,100 | $87,600 (-) Land $26,500 Building $61,100 | |
| 2021 | $87,600 Land $26,500 Building $61,100 |
Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
Based on FCC filings for 100 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPARTA serves 1,900 people |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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