119 Edgewater Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 119 Edgewater Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,540 sqft Heated Area
Lot Size	17,990 sqft (0.412 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2022)
Tax Bill	$5,369.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0126304920000B0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Heated Area
Gross Area	2,244 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,990 sqft (0.412 acres)
Depth X Width	120 ft x 150 ft Depth x Width
Garage Type	Finished Garage

Exterior Amenities

Pool Area	288 sqft Pool
Fence	Fence
Deck Area	540 sqft Deck
Porch	Open Porch
Porch Area	88 sqft Porch
Boat House	200 sqft Boat House

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	119 EDGEWATER DR
City	SAINT CLOUD
State	FL
Zip	34769-2520
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE SHORES PB 1 PG 383 BLK B S 1/2 LOT 26, ALL LOT 27 & N 1/2 OF LOT 28
Legal Subdivision	RUNNYMEDE SHORES
Legal Block	B
Legal Lot Number	26-28
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43600

Owner

Source: Osceola County records · APN 0126304920000B0260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	119 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2022 · Amount on Record
Deed Sale	Jun 07, 2022 · Amount on Record
Prior Sale	Apr 22, 2003 · Amount on Record
Deed Doc Number	2022088864
Deed Book / Page	6228 / 1856
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 07, 2022
Property Address	119 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Document Number	0062281856
Book / Page	6228 / 1856
Map Reference	MB 1 PG 383
Instrument Date	Jun 01, 2022
Instrument	2022088864
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5405 SW 76TH TER, 5405, GAINESVILLE, FL 32608-4411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5641 DOVE DALE AVE, PORTAGE, IN 46368-3142

Mortgage

Document Number	0062281859
Date	Jun 07, 2022
Instrument	6228/1859

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,369.00 (+5.96%) Homeowner's exemption	$342,867 (+5.99%)	$350,600 (+8.38%) Land $80,000 Building $270,600
2023	$5,067.00 (+213.75%) Homeowner's exemption	$323,500 (+145.53%) Land $73,800 Building $249,700	$323,500 (+40.65%) Land $73,800 Building $249,700
2022	$1,615.00 Homeowner's exemption	$131,758	$230,000 Land $55,400 Building $174,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 467 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.