Union County property record for 119 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,490 sqft Living Area |
| Lot Size | 245,591 sqft (5.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2020) |
| Tax Bill | $1,606.00 (2025) |
| Primary APN | 04-150-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 2,374 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 245,591 sqft (5.63 acres) |
| Shed | 1 Shed |
|---|---|
| Deck Area | 493 sqft Deck |
| Patio Area | 493 sqft Patio |
| Porch Area | 232 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 119 E SANDY RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9439 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P/9 & P/10 PINE OAKS OPCB159B |
| Legal Subdivision | PINE OAKS |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 20901 |
Source: Union County records · APN 04-150-027
Assessment roll updated March 31, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust · Line of Credit TRUST BANK |
| Apr 06, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jun 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2020 · Amount on Record |
| Deed Sale | Jun 02, 2020 · Amount on Record |
| Prior Sale | Dec 12, 2003 · Amount on Record |
| Deed Doc Number | 202019293 |
| Deed Book / Page | 7688 / 105 |
| Prior Transfer Date | Feb 08, 1996 |
| Prior Transfer Doc | 0842000813 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Document Number | 0000009008 |
| Book / Page | 9343 / 7 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20269008 |
| Record Updated | Apr 17, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Document Number | 0000009008, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 9343/7 |
| Instrument | 20269008 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Document Number | 0000093437 |
| Book / Page | 9343 / 7 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20269008 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009008, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 9343/7 |
| Instrument | 20269008 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 02, 2020 |
| Property Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Document Number | 0007688105 |
| Book / Page | 7688 / 105 |
| Instrument Date | May 28, 2020 |
| Instrument | 19293 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Document Number | 0000019294 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 19294 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 119 E SANDY RIDGE RD, MONROE, NC 28112-9439 |
| Document Number | 7090582 |
| Book / Page | 007090 / 000582 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 119 E SANDY RIDGE RD MONROE NC 281129439, MONROE, NC 28112-9439 |
| Document Number | 7090582 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 007090/000582 |
| Instrument | 1674 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 21, 2043 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 (-8.02%) | $335,900 (+19.79%) Land $70,000 Building $265,900 | $335,900 (+19.79%) Land $70,000 Building $265,900 |
| 2023 | $1,746.00 | $280,400 Land $54,200 Building $226,200 | $280,400 Land $54,200 Building $226,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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