119 E Railroad Ave, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 119 E Railroad Ave, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,288 sqft · built 2004
Lot Size	0.262 acres (11,400 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2008)
Tax Bill	$9,671 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00278-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`13-00278-0000-00004-02`
Alternative APNs	`13002780000000040002` `10001229`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	3,397 sqft
Basement Area	1,109 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	10001229
Street Address	119 E RAILROAD AVE
City	FORKED RIVER
State	NJ
Zip	08731-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 152
Legal Subdivision	PROPOSED PAUL SUCH SR MAP MR
Legal Block	278
Legal Lot Number	4.2
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2034
Census Tract	732003

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 E RAILROAD AVE, FORKED RIVER, NJ 08731-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Apr 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2008 · Amount on Record
Deed Sale	Jun 11, 2008 · Amount on Record
Prior Sale	Jun 16, 2004 · Amount on Record
Deed Document Number	200864995
Deed Book / Page	14036 / 714
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	119 E RAILROAD AVE, FORKED RIVER, NJ 08731-4205
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	SUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192001262
Date	Oct 19, 2022
Book Page	19200/1262
Instrument	2022111041

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	119 E RAILROAD AVE, FORKED RIVER, NJ 08731-4205
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	SUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186551330
Date	Aug 31, 2021
Book Page	18655/1330
Instrument	2021127103

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	119 E RAILROAD AVE, FORKED RIVER, NJ 08731-4205
Document Number	0174480369
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E RAILROAD AVE FORKED RIVER NJ 087314205, FORKED RIVER, NJ 08731-4205

Mortgage

Document Number	0174480369
Date	Apr 23, 2019
Book Page	017448/000369
Instrument	36889

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,600 (-) Land $84,000 Building $269,600	$353,600 (-) Land $84,000 Building $269,600
2025	$9,671.00 (+7.94%)	$353,600 (-) Land $84,000 Building $269,600	$353,600 (-) Land $84,000 Building $269,600
2024	$8,960.00 (+11.99%)
2023		$353,600 Land $84,000 Building $269,600	$353,600 Land $84,000 Building $269,600
2022	$8,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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