119 Decoverly Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 119 Decoverly Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3 ba · 1,912 sqft · built 2014
Lot Size	0.024 acres (1,040 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jan 2026)
Tax Bill	$7,931 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03702055`

Property Details

APN / Parcel Number

Primary APN	`09-03702055`
Alternative APN	`03702055`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,912 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	644 sqft
Attic	Attic
Attic Area	448 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,040 sqft (0.024 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03702055
Street Address	119 DECOVERLY DR
City	GAITHERSBURG
State	MD
Zip	20878-4548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	CROWN FARM PLAT OF CORRECTION
Legal Subdivision	CROWN FARM
Legal Block	J
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3013
Census Tract	700839

Owner

119 Decoverly Dr, a townhouse, is owned and occupied by an individual who bought it in January 2026.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 5, 2026	Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Mar 27, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Jun 24, 2015 · Amount on File
Deed Book / Page	70001 / 366
Prior Transfer Date	Mar 19, 2024
Prior Transfer Doc	0678550346
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548

Mortgage

Document Number	0685710212
Date	Nov 6, 2024
Book Page	68571/212

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 5, 2026
Property Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548
Document Number	0700010366
Book / Page	70001 / 366
Map Reference	PL 24423
Instrument Date	Dec 29, 2025
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	FLYNN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548

Mortgage

Document Number	0070001373
Date	Jan 5, 2026
Instrument	70001/373

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 27, 2024
Property Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548
Document Number	0678550346
Book / Page	67855 / 346
Map Reference	PL 24423
Instrument Date	Mar 19, 2024
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	119 DECOVERLY DR, GAITHERSBURG, MD 20878-4548

Mortgage

Document Number	0067855351
Date	Mar 27, 2024
Instrument	67855/351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 119 Decoverly Dr was $7,931, down 4.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,500 (+3%) Land $250,000 Building $409,500	$659,500 (-) Land $250,000 Building $409,500
2025	$7,931.00 (-4.66%)	$640,267	$659,500 Land $250,000 Building $409,500
2024	$8,319.00
2023		$601,800 Land $250,000 Building $351,800	$601,800 Land $250,000 Building $351,800
2022	$7,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Decoverly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Decoverly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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