Herkimer County and Litchfield Town property record for 119 Cobane Rd, Sauquoit, NY 13456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,198 sqft · built 1991 |
| Lot Size | 7.7 acres (335,412 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,196 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Aug 2023 Line of Credit |
| APN | 213200 118.3-1-2.8 |
| Primary APN | 213200 118.3-1-2.8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| 2nd Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 335,412 sqft (7.7 acres) |
| Lot Width | 46 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 630 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 119 COBANE RD |
|---|---|
| City | SAUQUOIT |
| State | NY |
| Zip | 13456-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 2.800 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | LITCHFIELD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10100 |
Source: Herkimer County and Litchfield Town assessment roll, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 COBANE RD, SAUQUOIT, NY 13456-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 119 COBANE RD, SAUQUOIT, NY 13456-3034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002021546 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-546 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 119 COBANE RD, SAUQUOIT, NY 13456-3034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | RP20233571 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | RP2023-3571 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Herkimer County and Litchfield Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Litchfield Town |
| Unified School District | Sauquoit Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,196.00 (+22.6%) | $161,500 (-) Land $25,100 Building $136,400 | $307,268 (+17.96%) Land $47,755 Building $259,513 |
| 2023 | $161,500 Land $25,100 Building $136,400 | $260,484 Land $40,484 Building $220,000 | |
| 2020 | $5,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2011–2013) |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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