Fluvanna County property record for 119 Cloverleaf Dr, Bremo Bluff, VA 23022 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1979 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,438 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60 1 1G |
| Primary APN | 60 1 1G |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7410 |
|---|---|
| Street Address | 119 CLOVERLEAF DR |
| City | BREMO BLUFF |
| State | VA |
| Zip | 23022-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 214-340 AC 2.0 |
| Legal Lot Number | G |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20200 |
Source: Fluvanna County records · APN 60 1 1G
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 CLOVERLEAF DR, BREMO BLUFF, VA 23022-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 20, 2026 |
| Property Address | 119 CLOVERLEAF DR, BREMO BLUFF, VA 23022-2252 |
| Document Number | 0000002205 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20262205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 119 CLOVERLEAF DR, BREMO BLUFF, VA 23022-2252 |
| Document Number | 0000002205, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20262205 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 119 CLOVERLEAF DR, BREMO BLUFF, VA 23022-2252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200004062 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 200004062 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,500 (-) Land $35,000 Building $155,500 | $190,500 (-) Land $35,000 Building $155,500 | |
| 2025 | $1,438.00 (+26.7%) | $190,500 (+41.64%) Land $35,000 Building $155,500 | $190,500 (+41.64%) Land $35,000 Building $155,500 |
| 2023 | $134,500 Land $35,000 Building $99,500 | $134,500 Land $35,000 Building $99,500 | |
| 2022 | $1,135.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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