119 Clay St, Jackson, TN 38301 Property Records

Madison County property record for 119 Clay St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,696 sqft · built 1900
Lot Size	0.203 acres (8,821 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Nov 2021)
Tax Bill	$460 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078I-K-018.00`

Property Details

APN / Parcel Number

Primary APN	`078I-K-018.00`
Alternative APNs	`05078IK078I01800` `057078I K 01800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Terrain	High
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	288 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	119 CLAY ST
City	JACKSON
State	TN
Zip	38301-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILL IN BK 677/363 75 X 147 COR
Jurisdiction	MADISON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	700

Owner

Source: Madison County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	119 CLAY ST, JACKSON, TN 38301-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	202116478
Deed Book / Page	767 / 972
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Nov 16, 2021
Property Address	119 CLAY ST, JACKSON, TN 38301-6014
Document Number	00D767/972
Book / Page	D767 / 972
Instrument Date	Nov 16, 2021
Instrument	21016478
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CLAY ST, JACKSON, TN 38301-6014

Mortgage

Document Number	0T2179/277
Date	Nov 16, 2021
Book Page	T2179/277
Instrument	21016479

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	PARIS, TN 38242

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,525 (-) Land $7,425 Building $17,100	$98,100 (-) Land $29,700 Building $68,400
2024	$460.00 (-46.2%)
2023		$24,525 Land $7,425 Building $17,100
2022	$855.00		$98,100 Land $29,700 Building $68,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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