119 Chestnut St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 119 Chestnut St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,016 sqft · built 1968
Lot Size	0.551 acres (23,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2022)
Tax Bill	$8,937 (2025)
Deeds & Mortgages	Nov 2022 Refinance Jun 2022 Sale & Mortgage + 2 more
APN	`NHAM M:017C B:0069 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017C B:0069 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	23,988 sqft (0.551 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	119 CHESTNUT ST
City	FLORENCE
State	MA
Zip	01062-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	69
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2006
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 CHESTNUT ST, FLORENCE, MA 01062-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK
Jun 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
May 19, 2017	Quit Claim Deed, Transfer FLORENCE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	202213464
Deed Book / Page	14598 / 199
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	119 CHESTNUT ST, NORTHAMPTON, MA 01062-1404
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014734-249
Date	Nov 16, 2022
Book Page	14734/249
Instrument	23532

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jun 27, 2022
Property Address	119 CHESTNUT ST, NORTHAMPTON, MA 01062-1404
Document Number	014598-199
Book / Page	14598 / 199
Instrument Date	Jun 27, 2022
Instrument	13464
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 HIGHLAND AVE, NORTHAMPTON, MA 01060-3205

Mortgage

Document Number	0000013465
Date	Jun 27, 2022
Instrument	13465

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2032
Max Rate At Change	3.5%
Index	Other

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	119 CHESTNUT ST, NORTHAMPTON, MA 01062-1404
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014161-299
Date	Jun 30, 2021
Book Page	14161/299
Instrument	15894

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 19, 2017
Property Address	119 CHESTNUT ST, NORTHAMPTON, MA 01062-1404
Document Number	12624-293
Book / Page	12624 / 293
Instrument	9368
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$36.07
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CHESTNUT ST, NORTHAMPTON, MA 01062-1404

Mortgage

Document Number	12624-299
Date	May 19, 2017
Book Page	12624/299
Instrument	9369

Lender

Name	FLORENCE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,937.00 (+78.81%)	$641,600 (+103.36%) Land $175,600 Building $466,000	$585,010 (+16.74%)
2024			$501,125
2023	$4,998.00	$315,500 Land $139,700 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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