Bonner County property record for 119 Char Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1994 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $658 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | RP58N01E027050A |
| Primary APN | RP58N01E027050A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Finished Area |
| 1st Floor Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 119 CHAR LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 2-58N-1E E2SESESW |
| Legal Range | 01E |
| Legal Township | 58N |
| Legal Section | 02 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950201 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 CHAR LN, SANDPOINT, ID 83864-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan COLUMBIA BANK |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 119 CHAR LN, SANDPOINT, ID 83864-4719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 119 CHAR LN, SANDPOINT, ID 83864-4719 |
| Document Number | 0001056187 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 1056187 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 119 CHAR LN, SANDPOINT, ID 83864-4719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Title Company | NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 941862 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 941862 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658.00 (+16.46%) Homeowner's exemption | $494,137 (-1.5%) Land $319,363 Building $174,774 | $494,137 (-1.5%) Land $319,363 Building $174,774 |
| 2025 | $565.00 (+64.72%) Homeowner's exemption | $501,652 (+14.71%) Land $326,878 Building $174,774 | $501,652 (+14.71%) Land $326,878 Building $174,774 |
| 2023 | $343.00 Homeowner's exemption | $437,305 Land $267,265 Building $170,040 | $437,305 Land $267,265 Building $170,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · lower than 76% of Idaho |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: Intermax Networks.
4G LTE (outdoors only), no 5G reported
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