119 Cedar St, Huddleston, VA 24104 Property Records

Bedford County property record for 119 Cedar St, Huddleston, VA 24104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 800 sqft · built 1975
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Nov 2019)
Tax Bill	$2,312 (2023)
Deeds & Mortgages	Mar 2021 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258A 1 51`

Property Details

APN / Parcel Number

Primary APN	`258A 1 51`
Alternative APNs	`25812900` `522937`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,600 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Deck Area	399 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	522937
Street Address	119 CEDAR ST
City	HUDDLESTON
State	VA
Zip	24104-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE AC LT 51
Legal Subdivision	DIXIE AC
Legal Lot Number	51
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3012
Census Tract	30503

Owner

Source: Bedford County records · APN 258A 1 51

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9397 CHARTER LAKE DR, MECHANICSVILLE, VA 23116-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERSTONE MORTGAGE CORPORATION
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	May 26, 2010
Deed Document Number	190011141
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	119 CEDAR ST, HUDDLESTON, VA 24104-3006
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003011
Date	Mar 01, 2021
Instrument	210003011

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 22, 2019
Property Address	119 CEDAR ST, HUDDLESTON, VA 24104-3006
Document Number	190011141
Instrument Date	Nov 19, 2019
Instrument	190011141
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9397 CHARTER LAKE DR, MECHANICSVILLE, VA 23116-7100

Mortgage

Document Number	190011142
Date	Nov 22, 2019
Instrument	190011142

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,312.00 Additional exemption filed	$282,000	$564,000 Land $320,000 Building $244,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), as of September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190305033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: SML Wireless, Verizon.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

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