119 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 119 Cedar St, Belfast, ME 04915

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,400 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Dec 2008)
Tax Bill	$8,498 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:035 L:031`

Property Details

APN / Parcel Number

Primary APN	`BELF M:035 L:031`
Alternative APN	`2805`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2805
Street Address	119 CEDAR ST
City	BELFAST
State	ME
Zip	04915-6124
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	31
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4020
Census Tract	43000

Owner

119 Cedar St, a duplex, is owned and occupied by two individuals who bought it in December 2008.

Source: Waldo County and Belfast City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	119 CEDAR ST, BELFAST, ME 04915-6124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer
Oct 22, 2020	Deed of Trust, Mortgage DAMARISCOTTA BK&TR
Apr 28, 2017	Deed of Trust, Mortgage CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2008 · Amount on File
Deed Sale	Dec 30, 2008 · Amount on File
Deed Document Number	200812502
Deed Book / Page	3284 / 270
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Jul 16, 2026
Property Address	119 CEDAR ST, BELFAST, ME 04915-6124
Document Number	0000005613
Book / Page	5248 / 11
Instrument Date	Jul 16, 2026
Instrument	20265613
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 PLEASANT ST, NORTHPORT, ME 04849-4450

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	119 CEDAR ST, BELFAST, ME 04915-6124
Document Number	0045640227
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CEDAR ST BELFAST ME 049156124, BELFAST, ME 04915-6124

Mortgage

Document Number	0045640227
Date	Oct 30, 2020
Book Page	004564/000227
Instrument	10468

Lender

Name	DAMARISCOTTA BK&TR
Type	Bank
Address	BELFAST, ME 04915-0822

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	119 CEDAR ST, BELFAST, ME 04915-6124
Document Number	0041620042
Book / Page	004162 / 000042
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 CEDAR ST BELFAST ME 049156124, BELFAST, ME 04915-6124

Mortgage

Document Number	0041620042
Date	May 3, 2017
Book Page	004162/000042
Instrument	3341

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 119 Cedar St was $8,498, up 6.1% from the year before.

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,498.00 (+6.09%)	$520,100 (-) Land $170,500 Building $349,600
2024	$8,010.00 (+28.51%)	$520,100 (+67.72%) Land $170,500 Building $349,600
2023	$6,233.00 (-2.03%)	$310,100 (+4.31%) Land $82,500 Building $227,600
2022	$6,362.00	$297,300 Land $82,500 Building $214,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 119 Cedar St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures