119 Bermuda Ave, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 119 Bermuda Ave, Lexington, KY 40505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 724 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$775 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2017 Mortgage + 3 more
APN	`40218700`

Property Details

APN / Parcel Number

Primary APN	`40218700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	724 sqft Living Area
Basement Area	724 sqft
Unfinished Basement	724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Adobe
Lot Area	7,000 sqft (0.161 acres)
Lot Width	50 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	119 BERMUDA AVE
City	LEXINGTON
State	KY
Zip	40505-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	1-163 HIGHLAWN EXTENSION LOT 15; BOOK: 3532 PAGE: 14
Legal Subdivision	SHADOWLAWN
Legal Block	B
Legal Lot Number	15
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	1400

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4910 HIDDEN RIVER DR, LEXINGTON, KY 40511-9566
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage CENTRAL BANK & TRUST CO
Nov 28, 2017	Deed of Trust, Mortgage CENTRAL BK & TR CO
Mar 21, 2022	Deed, Transfer
Oct 12, 2017	Deed, Transfer
Sep 29, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022
Deed Sale	Mar 11, 2022
Prior Sale	Oct 12, 2017 · Amount on Record
Transfer Doc	003261/345
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	119 BERMUDA AVE, LEXINGTON, KY 40505-3229
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000471/570
Date	Jul 1, 2022
Book Page	0471/570

Lender

Name	CENTRAL BANK & TRUST CO

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	119 BERMUDA AVE, LEXINGTON, KY 40505-3229
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008987/380
Date	Nov 28, 2017
Book Page	8987/380

Lender

Name	CENTRAL BK & TR CO

Agreement

Amount	Amount Recorded

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 21, 2022
Property Address	119 BERMUDA AVE, LEXINGTON, KY 40505-3229
Document Number	003924/402
Book / Page	3924 / 402
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 12, 2017
Property Address	119 BERMUDA AVE, LEXINGTON, KY 40505-3229
Document Number	003532/014
Book / Page	3532 / 014
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 29, 2017
Property Address	119 BERMUDA AVE, LEXINGTON, KY 40505-3229
Document Number	003528/394
Book / Page	3528 / 394
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$775.00 (+1.97%)	$61,500 (-)	$61,500 (-)
2025	$760.00 (+30.81%)	$61,500 (+30.85%)	$61,500 (+30.85%)
2023	$581.00	$47,000	$47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Windstream.

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