Walton County property record for 119 Bay Tree Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 1996 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2021) |
| Tax Bill | $3,029 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42401-00A-0110 |
| Primary APN | 28-2S-21-42401-00A-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Gross Area | 2,317 sqft |
| 1st Floor Area | 1,615 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 119 BAY TREE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 11 BLK A TREETOPS AT BAYSIDE PB 10-23 OR 1533-60 OR 2791-3339 OR 2929-3787 OR 2931-1732 OR 3180-456 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | BAYSIDE |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
119 Bay Tree Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Walton County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 25, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 25, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on File |
| Deed Sale | Jan 25, 2021 · Amount on File |
| Prior Sale | May 2, 2008 · Amount on File |
| Deed Document Number | 20213562 |
| Deed Book / Page | 3180 / 456 |
| Prior Transfer Date | Sep 9, 2013 |
| Prior Transfer Doc | 0029311732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Document Number | 0033782839 |
| Book / Page | 3378 / 2839 |
| Map Reference | MB 10 PG 23 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 20250043340 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Document Number | 0031800456 |
| Book / Page | 3180 / 456 |
| Map Reference | MB 10 PG 23 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 20210003562 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 BAY HAVEN CT, 70, MIRAMAR BEACH, FL 32550-4800 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
| Document Number | 0031800456 |
| Book / Page | 3180 / 456 |
| Map Reference | MB 10 PG 23 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 20210003562 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 BAY HAVEN CT, MIRAMAR BEACH, FL 32550-4800 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 119 BAY TREE DR, MIRAMAR BEACH, FL 32550-7843 |
The 2025 property tax bill for 119 Bay Tree Dr was $3,029 with a homeowner's exemption, up 2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,029.00 (+2.02%) Homeowner's exemption | $373,889 | $395,173 Land $85,000 Building $310,173 |
| 2024 | $2,969.00 (+3.92%) | ||
| 2023 | $2,857.00 (+1.31%) Homeowner's exemption | $372,153 (+8.66%) Land $53,735 Building $318,418 | $372,153 (+8.66%) Land $53,735 Building $318,418 |
| 2022 | $2,820.00 Homeowner's exemption | $342,494 Land $59,646 Building $282,848 | $342,494 Land $59,646 Building $282,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Bay Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Bay Tree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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