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119 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 119 Bay St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,729 sqft · built 1902
Lot Size0.067 acres (2,914 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Dec 2014)
Tax Bill$2,923 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0431

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0431
Alternative APN
  • 10850431

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,729 sqft Living Area
1st Floor Area701 sqft
Basement Area187 sqft
Unfinished Basement187 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area2,914 sqft (0.067 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number10850431
Street Address119 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3011
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District (Boundary Increase)
listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address119 BAY ST, SPRINGFIELD, MA 01109-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2014 · Amount on Record
Deed SaleDec 15, 2014 · Amount on Record
Prior SaleMar 21, 1989 · Amount on Record
Deed Book / Page20534 / 500
Transfer Doc020534-500
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateAug 11, 2026
Property Address119 BAY ST, SPRINGFIELD, MA 01109-3913
Document Number0000038201
Book / Page26459 / 90
Instrument DateJul 23, 2026
Instrument202638201
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 BAY ST, SPRINGFIELD, MA 01109-3913

Mortgage

Document Number0000038201,
DateAug 11, 2026
Book Page26459/90
Instrument202638201
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount Recorded
Term229 Months
DueSep 1, 2045
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,923.00 (+22.56%)$189,100 (+24.33%) Land $22,000 Building $167,100$242,240 (+17.83%)
2025$2,385.00 (-1.97%)$152,100 (+6.59%) Land $22,800 Building $129,300$205,580 (+5.41%)
2024$195,035
2023$2,433.00$142,700 Land $20,300 Building $122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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