St. Charles County property record for 119 Arnold Pl, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,488 sqft · built 1957 |
| Lot Size | 0.438 acres (19,080 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 440100A000 |
| Primary APN | 440100A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,488 sqft Living Area |
| Gross Area | 4,056 sqft |
| 1st Floor Area | 3,168 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 320 sqft |
| Unfinished Basement | 160 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,080 sqft (0.438 acres) |
| Lot Dimensions | 159 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 440100A000 |
|---|---|
| Street Address | 119 ARNOLD PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ARNOLD PL LOT 11 PT SUR 165 |
| Legal Subdivision | ARNOLD PL |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 311001 |
119 Arnold Pl is owned and occupied by two individuals who acquired it in February 2024.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 ARNOLD PL, SAINT CHARLES, MO 63303-5940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2024 |
| Transfer Doc | 0000006610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2024 |
| Property Address | 119 ARNOLD PL, SAINT CHARLES, MO 63303-5940 |
| Document Number | 0000006610 |
| Map Reference | MB 5 PG 32 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 2024R-006610 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 ARNOLD PL, SAINT CHARLES, MO 63303-5940 |
| Mail Care Of | DANIEL G DOZIER |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $48,123 | $253,280 Land $50,000 Building $203,280 |
| 2023 | $52,046 | |
| 2022 | $273,925 Land $40,000 Building $233,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Arnold Pl in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 36 (1978–2019) |
| Claims Outside the SFHA | 6 of 36 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Arnold Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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