119 Anchorage Ln, Gore, VA 22637 Property Records

Frederick County property record for 119 Anchorage Ln, Gore, VA 22637

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 2005
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on File
Last Sale	$549,900 (Mar 2024)
Tax Bill	$3,036 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`267-4-30`

Property Details

APN / Parcel Number

Primary APN	`267-4-30`
Alternative APN	`8041583`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	5,547 sqft
1st Floor Area	2,042 sqft
Basement Area	2,042 sqft
Finished Basement	2,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	504 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8041583
Street Address	119 ANCHORAGE LN
City	GORE
State	VA
Zip	22637-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	WHITHAM ORCHARDS L30 S 3.03 ACRES
Legal Subdivision	WHITHAM ORCHARDS
Legal Lot Number	30
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1018
Census Tract	50402

Owner

119 Anchorage Ln is owned and occupied by an individual who bought it in March 2024.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	119 ANCHORAGE LN, GORE, VA 22637-2256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	20242094
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	119 ANCHORAGE LN, GORE, VA 22637-2256
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ANCHORAGE LN, GORE, VA 22637-2256

Mortgage

Document Number	0000011655
Date	Nov 19, 2025
Instrument	250011655

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Max Rate	10.2%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 18, 2024
Property Address	119 ANCHORAGE LN, GORE, VA 22637-2256
Document Number	0000002094
Instrument Date	Mar 14, 2024
Instrument	240002094
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & STLMNTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ANCHORAGE LN, GORE, VA 22637-2256

Mortgage

Document Number	0000002095
Date	Mar 18, 2024
Instrument	240002095

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 119 Anchorage Ln was $3,036, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,036.00 (+10.4%)	$572,904 (-) Land $104,200 Building $468,704	$572,904 (-) Land $104,200 Building $468,704
2025	$2,750.00	$572,904 Land $104,200 Building $468,704	$572,904 Land $104,200 Building $468,704
2023	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Anchorage Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2024–2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Anchorage Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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