119 Albert St, Cape Girardeau, MO 63703 Property Records

Cape Girardeau County property record for 119 Albert St, Cape Girardeau, MO 63703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 847 sqft · built 1955
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$74,800 (Aug 2019)
Tax Bill$552 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN211050023004000000

Property Details

APN / Parcel Number

Primary APN211050023004000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area847 sqft Living Area
Basement Area831 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialOther
Construction TypeFrame
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address119 ALBERT ST
CityCAPE GIRARDEAU
StateMO
Zip63703-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 6 SUNSET SECOND ADDN 05/03
Legal Range14E
Legal Township30S
Legal Section06
Legal SubdivisionSUNSET SECOND ADDN
Legal Block6
Legal Lot Number4
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group2
Census Block2032
Census Tract881100

Owner

119 Albert St is owned and occupied by two individuals who bought it in August 2019.

Source: Cape Girardeau County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address119 ALBERT ST, CAPE GIRARDEAU, MO 63703-5907
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 13, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2019 · Amount on File
Deed SaleAug 13, 2019 · Amount on File
Deed Document Number20197628
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address119 ALBERT ST, CAPE GIRARDEAU, MO 63703-5907
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201808563
DateAug 27, 2018
Instrument201808563
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2033
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateAug 13, 2019
Property Address119 ALBERT ST, CAPE GIRARDEAU, MO 63703-5907
Document Number0000007628
Instrument DateAug 9, 2019
Instrument7628
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyCAPE GIRARDEAU COUNTY ABSTRACT AND TITLE, CAPE GIRARDEAU CNTY ABS & TITL

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address119 ALBERT ST CAPE GIRARDEAU MO 637035907, CAPE GIRARDEAU, MO 63703-5907

Mortgage

Document Number7629
DateAug 13, 2019
Instrument7629
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 119 Albert St was $552.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,580 (-) Land $1,070 Building $9,510$55,664 (-) Land $5,640 Building $50,024
2025$552.00$10,580 Land $1,070 Building $9,510$55,664 Land $5,640 Building $50,024
2023$523.00$10,070 Land $1,020 Building $9,050$53,013 Land $5,371 Building $47,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 Albert St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1979–2008)
Claims Outside the SFHA1 of 67
Most Recent ClaimMar 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 119 Albert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people · EPA ID MO4010136
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Big River Broadband.

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