Mercer County property record for 119 2nd Ave E, Zap, ND 58580
| Property Type | Single Family Home |
|---|---|
| Lot Size | 250 acres (10,890,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,497 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ZZ14489020203 |
| Primary APN | ZZ14489020203 |
|---|
| Lot Area | 10,890,000 sqft (250 acres) |
|---|
| Street Address | 119 2ND AVE E |
|---|---|
| City | ZAP |
| State | ND |
| Zip | 58580-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3-4-5 BLK 2 HALPERN ADD 6085 ZAP |
| Legal Subdivision | HALPERN ADD |
| Legal Block | 2 |
| Legal Lot Number | 3-5 |
| Jurisdiction | MERCER ND |
| Township / Civil Division | ZAP |
| Census Block Group | 1 |
| Census Block | 1232 |
| Census Tract | 961800 |
Source: Mercer County records · APN ZZ14489020203
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 119 2ND AVE E, ZAP, ND 58580-9700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK |
| Jul 12, 2023 | Special Warranty Deed, Foreclosure |
| Apr 04, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOTCOM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2023 |
| Deed Sale | Jul 12, 2023 |
| Prior Sale | Dec 30, 2013 · Amount on Record |
| Deed Document Number | 226449 |
| Deed Book / Page | 180 / 117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER ND |
| Property Address | 119 2ND AVE E, ZAP, ND 58580-9700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000317/27 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 317/27 |
| Instrument | 227319 |
| Name | THE UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MERCER ND |
| Recording Date | Jul 12, 2023 |
| Property Address | 119 2ND AVE E, ZAP, ND 58580-9700 |
| Document Number | 000180/117 |
| Book / Page | 180 / 117 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 226449 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD # 32000, 32000, OKLAHOMA CITY, OK 73106-6016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER ND |
| Property Address | 119 2ND AVE E, ZAP, ND 58580-9700 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000276/0000000081 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 0000000276/0000000081 |
| Instrument | 000000215695 |
| Name | LOANDEPOTCOM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2048 |
Source: Mercer County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Mercer County |
| Municipality | Zap City |
| Unified School District | Beulah Public School District 27 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,815 (-1.76%) Land $4,045 Building $57,770 | $123,630 (-1.76%) Land $8,090 Building $115,540 | |
| 2024 | $1,497.00 | ||
| 2023 | $62,925 (-) Land $4,045 Building $58,880 | $125,850 (-) Land $8,090 Building $117,760 | |
| 2022 | $62,925 Land $4,045 Building $58,880 | $125,850 Land $8,090 Building $117,760 |
Source: FEMA National Flood Hazard Layer, Mercer County (38057C), as of March 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380579618001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2009–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2011 · Flooding |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 250 |
| West River Telecommunications Cooperative Fiber | 1,000 / 1,000 |
Based on FCC filings for 118 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system ND2901054, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ZAP serves 237 people |
|---|---|
| Water Source | Purchased surface water from OMND WATER TREATMENT PLANT |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chloramine resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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