125 LIBERTY ST STE 100, 100, SPRINGFIELD, MA 01103-1109
Mortgage
Document Number
0000032467
Date
Jul 14, 2023
Instrument
32467
Lender
Name
TD BANK NA
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Mortgage
Document Number
025079-568
Date
Jul 14, 2023
Book Page
25079/568
Instrument
32468
Lender
Name
JOHN D ROSS III
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
July 2023: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SPRINGFIELD MA
Recording Date
Jul 14, 2023
Property Address
119 STATE ST, CHICOPEE, MA 01013-2131
Document Number
025079-544
Book / Page
25079 / 544
Instrument Date
Jul 14, 2023
Instrument
32465
Transaction Type
Transfer
Record Updated
Sep 18, 2023
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
125 LIBERTY ST STE 100, 100, SPRINGFIELD, MA 01103-1109
Mortgage
Document Number
0000032467
Date
Jul 14, 2023
Instrument
32467
Lender
Name
TD BANK NA
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Mortgage
Document Number
025079-568
Date
Jul 14, 2023
Book Page
25079/568
Instrument
32468
Lender
Name
JOHN D ROSS III
Agreement
Type
Stand-Alone Refinance
Amount
Amount on Record
November 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SPRINGFIELD MA
Recording Date
Nov 2, 2020
Property Address
119 STATE ST, SPRINGFIELD, MA 01103
Document Number
23509-296
Book / Page
023509 / 000296
Instrument Date
Oct 30, 2020
Instrument
63995
Transaction Type
Transfer
Record Updated
Nov 24, 2020
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Tax
$1,628.00
Amount Accuracy
Confirmed
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
121 STATE ST SPRINGFIELD MA 011031985, SPRINGFIELD, MA 01103-1985
Tax Assessment & Valuation
The 2025 property tax bill for 119-125 State St was $5,403.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Hampden County
Municipality
Springfield City
Unified School District
Springfield School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$5,403.00
$153,400Building $153,400
2023
$18,458.00
$507,100Land $88,700Building $418,400
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 119-125 State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1978)
Most Recent Claim
Feb 1978 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 119-125 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source
Surface water
Last State Inspection
Oct 2025
Lead
4 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025