11899 Joseph E Schmiade Rd, Independence, KY 41051 Property Records

Kenton County property record for 11899 Joseph E Schmiade Rd, Independence, KY 41051

Property Summary

Property Type	Auto Repair, Garage
Details	3,794 sqft · built 1991
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jul 2022)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`034-40-00-114.00`

Property Details

APN / Parcel Number

Primary APN	`034-40-00-114.00`

Interior

Building Area	3,794 sqft Finished Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	11899 JOSEPH E SCHMIADE RD
City	INDEPENDENCE
State	KY
Zip	41051-7629
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	TULLY LOTS 17-18 0.25 ACS ES MADISON PK N WALTON NICH RD
Legal Subdivision	TULLY (CLARA) (NICHOLSON)
Legal Lot Number	17-18
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3010
Census Tract	63609

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5120 TAYLOR MILL RD, 300, TAYLOR MILL, KY 41015-2538
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	20222
Deed Book / Page	178 / 387
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0005900035
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	11899 JOSEPH E SCHMIADE RD, INDEPENDENCE, KY 41051-7629
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900051
Date	Nov 1, 2022
Book Page	418/380
Instrument	22110105900051

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WINCHESTER, OH 45697

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 21, 2022
Property Address	11899 JOSEPH E SCHMIADE RD, INDEPENDENCE, KY 41051-7629
Document Number	0005900002
Book / Page	178 / 387
Map Reference	MB I-3058 PG 128
Instrument Date	Jul 15, 2022
Instrument	22072105900002
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 JERICHO RD, 165, WARSAW, KY 41095-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 TAYLOR MILL RD STE 300, 300, TAYLOR MILL, KY 41015-2538

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (-) Land $25,000 Building $315,000	$340,000 (-) Land $25,000 Building $315,000
2025	$3,954.00 (-7.83%)	$340,000 (-) Land $25,000 Building $315,000	$340,000 (-) Land $25,000 Building $315,000
2023	$4,290.00	$340,000 Land $25,000 Building $315,000	$340,000 Land $25,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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