Pinellas County property record for 11897 92nd Way, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1974 |
| Lot Size | 0.19 acres (8,268 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,900 (Apr 2020) |
| Tax Bill | $5,542 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-1509-9 |
| Primary APN | C62-000-750-1509-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,870 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,268 sqft (0.19 acres) |
| Lot Dimensions | 118 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R122657 |
|---|---|
| Street Address | 11897 92ND WAY |
| City | LARGO |
| State | FL |
| Zip | 33773-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD10 |
| Legal Description | OAK PARK SUB UNIT 1 REPLAT BLK 8, LOT 23 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 11 |
| Legal Subdivision | OAK PARK SUB UNIT 1 |
| Legal Tract | 62974 |
| Legal Block | 8 |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 25011 |
11897 92nd Way is owned and occupied by an individual who bought it in April 2020.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11897 92ND WAY, LARGO, FL 33773-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 8, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM |
| Oct 2, 2019 | Warranty Deed, Transfer TITLE AGENCY/FLORIDA INC, TITLE AGCY/FLORIDA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on File |
| Deed Sale | Apr 8, 2020 · Amount on File |
| Prior Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 2020117480 |
| Deed Book / Page | 20957 / 1397 |
| Prior Transfer Date | Oct 21, 2010 |
| Prior Transfer Doc | 0171532497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11897 92ND WAY, LARGO, FL 33773-4320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0217711366 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 21771/1366 |
| Instrument | 2021344624 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 8, 2020 |
| Property Address | 11897 92ND WAY, LARGO, FL 33773-4320 |
| Document Number | 0209571397 |
| Book / Page | 020957 / 001397 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 117480 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,659.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11897 92ND WAY LARGO FL 337734320, LARGO, FL 33773-4320 |
| Document Number | 209571399 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 020957/001399 |
| Instrument | 117481 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 2, 2019 |
| Property Address | 11897 92ND WAY, LARGO, FL 33773-4320 |
| Document Number | 0207160118 |
| Book / Page | 020716 / 000118 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 317010 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | TITLE AGENCY/FLORIDA INC, TITLE AGCY/FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,662.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11897 92ND WAY LARGO FL 337734320, LARGO, FL 33773-4320 |
The 2025 property tax bill for 11897 92nd Way was $5,542 with a homeowner's exemption, up 7.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,542.00 (+7.13%) Homeowner's exemption | $337,767 | $480,306 Land $138,633 Building $341,673 |
| 2024 | $5,173.00 (+2.86%) | ||
| 2023 | $5,029.00 (+2.51%) Homeowner's exemption | $318,687 (+3%) | $436,458 (+17.86%) Land $157,561 Building $278,897 |
| 2022 | $4,906.00 Homeowner's exemption | $309,405 | $370,318 Land $151,625 Building $218,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11897 92nd Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 347 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 391 units insured incl. 44 condo units |
| Nearby Flood Claims | 49 (1979–2024) |
| Claims Outside the SFHA | 6 of 49 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11897 92nd Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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