11895 Lynn Crest Rd, Monrovia, MD 21770 Property Records

Frederick County property record for 11895 Lynn Crest Rd, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,782 sqft · built 1989
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,900 (Aug 2003)
Tax Bill	$8,308 (2025)
Deeds & Mortgages	Aug 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-266496`

Property Details

APN / Parcel Number

Primary APN	`09-266496`
Alternative APNs	`9266496` `266496`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,782 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	2,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	102,802 sqft
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	266496
Street Address	11895 LYNN CREST RD
City	MONROVIA
State	MD
Zip	21770-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 102 SEC 4 PL 3 2.36 AC LYNN CREST ROAD RIDGE WAY FARMS
Legal Subdivision	RIDGE WAY FARMS
Legal Lot Number	102
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1011
Census Tract	751903

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11895 LYNN CREST RD, MONROVIA, MD 21770-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Prior Sale	May 15, 1989 · Amount on Record
Deed Document Number	20035597
Deed Book / Page	4002 / 6
Last Transfer Date	Aug 26, 2020
Transfer Doc	0140180336
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 27, 2020
Property Address	11895 LYNN CREST RD, MONROVIA, MD 21770-9404
Document Number	0140180336
Book / Page	14018 / 336
Map Reference	MB 30 PG 23
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PRO NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11895 LYNN CREST RD, MONROVIA, MD 21770-9404

Mortgage

Document Number	14018343
Date	Aug 27, 2020
Instrument	14018/343

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	938 Months
Due	Oct 17, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.14%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$723,067 (+5.28%)	$759,300 (-) Land $208,600 Building $550,700
2025	$8,308.00 (+5.9%) Homeowner's exemption	$686,833 (+13.73%)	$759,300 (+16.71%) Land $208,600 Building $550,700
2024	$7,845.00 (+8.57%)
2023	$7,226.00	$603,933	$650,600 Land $202,200 Building $448,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250