11892 Wapato Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 11892 Wapato Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2023)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0434-372-16-0000`

Property Details

APN / Parcel Number

Primary APN	`0434-372-16-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,000 sqft (0.436 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	11892 WAPATO RD
City	APPLE VALLEY
State	CA
Zip	92308-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5924 LOT 710 TR NO 5924 KIOWA PARK NO 3 LOT 710 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	KIOWA PARK UNIT #3
Legal Tract	5924
Legal Block	4
Legal Lot Number	710
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4016
Census Tract	9709

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 7, 2023	Grant Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP
May 9, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	May 9, 2023 · Amount on Record
Deed Document Number	2023219355
Prior Transfer Date	Oct 22, 1999
Prior Transfer Doc	0000451675
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 16, 2026
Property Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649
Document Number	0000097932
Instrument Date	Apr 10, 2026
Instrument	202697932
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649

Mortgage

Document Number	0000097932,
Date	Apr 16, 2026
Instrument	202697932

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 7, 2023
Property Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649
Document Number	0000219355
Map Reference	MB 74 PG 21-24
Instrument Date	Aug 28, 2023
Instrument	2023-0219355
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649

Mortgage

Document Number	0000219356
Date	Sep 7, 2023
Instrument	2023-0219356

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 9, 2023
Property Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649
Document Number	0000111622
Map Reference	MB 74 PG 21-24
Instrument Date	May 1, 2023
Instrument	2023-0111622
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17010 TOKATA RD, APPLE VALLEY, CA 92307-1190

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11892 WAPATO RD, APPLE VALLEY, CA 92308-7649

Mortgage

Document Number	0000202946
Date	Apr 30, 2021
Instrument	2021-0202946

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,948 (+2%) Land $76,990 Building $307,958
2025	$4,317.00 (+264%) Homeowner's exemption	$377,400 (+280.16%) Land $75,480 Building $301,920
2023	$1,186.00 (+1.72%) Homeowner's exemption	$99,274 Land $18,766 Building $80,508
2022	$1,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Wapato Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures