11892 Balsa Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 11892 Balsa Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,367 sqft · built 1980
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-29-327-039`

Property Details

APN / Parcel Number

Primary APN	`04-29-327-039`
Alternative APNs	`429327039` `029B716`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
Basement Area	1,117 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	22,651 sqft (0.52 acres)
Garage Area	680 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	029B716
Street Address	11892 BALSA LN
City	ROSCOE
State	IL
Zip	61073-8969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT OF EVERGREEN MANOR SUB IN PT N1/2& PT SW 1/4 SEC 29-46-2 ALL LOT 016
Legal Range	2
Legal Township	46
Legal Section	29
Legal Subdivision	EVERGREEN MANOR SUB
Legal Lot Number	016
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1018
Census Tract	3904

Owner

Source: Winnebago County records · APN 04-29-327-039

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11892 BALSA LN, ROSCOE, IL 61073-8969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11892 BALSA LN, ROSCOE, IL 61073-8969
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040486
Date	Nov 09, 2021
Instrument	2140486

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00 (+4.29%) Homeowner's exemption	$71,819 (+9.49%) Land $13,855 Building $57,964	$215,457 (+9.49%) Land $41,565 Building $173,892
2024	$4,915.00 (+17.16%)	$65,594 (+21.89%) Land $12,654 Building $52,940	$196,782 (+21.89%) Land $37,962 Building $158,820
2022	$4,195.00 Homeowner's exemption Disabled Person's exemption	$53,813 Land $10,381 Building $43,432	$161,439 Land $31,143 Building $130,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH PARK PWD serves 35,580 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.