Hamilton County property record for 11891 Horatio Ct, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,745 sqft · built 1969 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Sep 2017) |
| Tax Bill | $3,334 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0A07-0183-00 |
| Primary APN | 591-0A07-0183-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 857 sqft |
| 2nd Floor Area | 888 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 162 ft deep x 37.1 ft wide |
| Garage Type | Attached |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 11891 HORATIO CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORATIO CT 37.08 X 162.15IRR LOT 466 MODEL CITY SUB SEC 8 BLK D PT 5 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | D |
| Legal Lot Number | 466 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21506 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11891 HORATIO CT, CINCINNATI, OH 45240-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 25, 2017 | Grant Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 201787591 |
| Prior Transfer Date | Feb 13, 1995 |
| Prior Transfer Doc | 0000074187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11891 HORATIO CT, CINCINNATI, OH 45240-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000060495 |
|---|---|
| Date | Aug 29, 2024 |
| Book Page | 15240/933 |
| Instrument | 2024-0060495 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11891 HORATIO CT, CINCINNATI, OH 45240-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000087134 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 14461/317 |
| Instrument | 2021-0087134 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 25, 2017 |
| Property Address | 11891 HORATIO CT, CINCINNATI, OH 45240-1824 |
| Document Number | 0000087591 |
| Book / Page | 013509 / 001896 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 87591 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | NATIONWIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11891 HORATIO CT CINCINNATI OH 452401824, CINCINNATI, OH 45240-1824 |
| Document Number | 87592 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 013509/001897 |
| Instrument | 87592 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,334.00 (+2.77%) | $56,627 (-) Land $11,708 Building $44,919 | $161,790 (-) Land $33,450 Building $128,340 |
| 2024 | $3,244.00 (-1.37%) | $56,627 (-) Land $11,708 Building $44,919 | |
| 2023 | $3,289.00 (-0.42%) | $56,627 (+31.53%) Land $11,708 Building $44,919 | $161,790 (+31.54%) Land $33,450 Building $128,340 |
| 2022 | $3,303.00 Homeowner's exemption | $43,051 Land $9,328 Building $33,723 | |
| 2020 | $123,000 Land $26,650 Building $96,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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