11891 Gardenia Ave, Naples, FL 34120 Property Records

Collier County property record for 11891 Gardenia Ave, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,199 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$791,369 (Jan 2023)
Tax Bill	$8,799 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`679400 3363C29`

Property Details

APN / Parcel Number

Primary APN	`679400 3363C29`
Alternative APN	`78715000767`

Interior

Building Area	2,199 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Pool Area	336 sqft
Porch	Porch
Porch Area	2,244 sqft
Deck Area	508 sqft

Location & Zoning

Street Address	11891 GARDENIA AVE
City	NAPLES
State	FL
Zip	34120-3874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA TRAILS NAPLES-PLAT TWO LOT 336
Legal Subdivision	VALENCIA TRAILS NAPLES PLAT 2 TWO
Legal Block	3
Legal Lot Number	336
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10423

Owner

11891 Gardenia Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11891 GARDENIA AVE, NAPLES, FL 34120-3874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Deed Document Number	20236355899
Deed Book / Page	6210 / 301
Record Updated	Oct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 27, 2023
Property Address	11891 GARDENIA AVE, NAPLES, FL 34120-3874
Document Number	0062100301
Book / Page	6210 / 301
Map Reference	MB 69 PG 59
Instrument Date	Jan 25, 2023
Instrument	6355899
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,539.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11891 GARDENIA AVE, NAPLES, FL 34120-3874

Mortgage

Document Number	0006210303
Date	Jan 27, 2023
Instrument	6210/303

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 11891 Gardenia Ave was $8,799 with a homeowner's exemption, up 18.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$793,405 (+1.63%) Land $225,887 Building $567,518	$793,405 (-7.71%) Land $225,887 Building $567,518
2025	$8,799.00 (+18.87%)	$780,681 (+1%)	$859,649 (+21.13%) Land $186,898 Building $672,751
2024	$7,402.00 (+6.52%)	$709,710 (+12.24%) Land $171,946 Building $537,764	$709,710 (+12.24%) Land $171,946 Building $537,764
2023	$6,949.00 (+2,690.76%)	$632,305 (+3,012.5%) Land $42,662 Building $589,643	$632,305 (+3,012.5%) Land $42,662 Building $589,643
2022	$249.00	$20,315 Land $20,315	$20,315 Land $20,315

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11891 Gardenia Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11891 Gardenia Ave is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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