11890 White Oak Pass, Conroe, TX 77385 Property Records

Montgomery County property record for 11890 White Oak Pass, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,654 sqft · built 1998
Lot Size	1 acre (43,869 sqft)
Owner	2 Individual Names on File
Last Sale	$163,600 (Oct 1997)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9524-01-01900`

Property Details

APN / Parcel Number

Primary APN	`9524-01-01900`
Alternative APN	`R257412`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,654 sqft Living Area
1st Floor Area	2,654 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,869 sqft
View / Lot	Front
Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11890 WHITE OAK PASS
City	CONROE
State	TX
Zip	77385-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WHITE OAK ESTATES 01, BLOCK 2, LOT 5
Legal Subdivision	WHITE OAK ESTATES 01
Legal Block	2
Legal Lot Number	5
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2002
Census Tract	692003

Owner

11890 White Oak Pass is owned and occupied by two individuals who bought it in October 1997.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3230 WOODWIND RD, MONTGOMERY, TX 77356-8057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1997 · Amount on File
Deed Sale	Oct 28, 1997 · Amount on File
Deed Document Number	199769607
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000069607
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11890 WHITE OAK PASS, CONROE, TX 77385-2701
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145314
Date	Oct 19, 2021
Instrument	2021145314

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11890 White Oak Pass was $4,800 with a homeowner's exemption, down 4.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,259 (+9.48%) Land $100,710 Building $355,549	$456,259 (+9.48%) Land $100,710 Building $355,549
2025	$4,800.00 (-4.23%) Homeowner's exemption	$416,754 (+3.16%) Land $100,710 Building $316,044	$416,754 (+1.71%) Land $100,710 Building $316,044
2024	$5,012.00 (+12.55%) Homeowner's exemption	$403,986 (+1%) Land $100,710 Building $309,036	$409,746 (+11.33%) Land $100,710 Building $309,036
2023	$4,453.00 Homeowner's exemption	$367,260 Land $100,710 Building $267,350	$368,060 Land $100,710 Building $267,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11890 White Oak Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11890 White Oak Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20