11890 Surfbird Cir, #42E, Jacksonville, FL 32256 Property Records

Duval County property record for 11890 Surfbird Cir, #42E, Jacksonville, FL 32256

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,857 sqft · built 2006
Lot Size	0.012 acres (517 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2026)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167757-0124`

Property Details

APN / Parcel Number

Primary APN	`167757-0124`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,857 sqft Living Area
1st Floor Area	1,857 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	517 sqft (0.012 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	11890 SURFBIRD CIR, 42E
City	JACKSONVILLE
State	FL
Zip	32256-9635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	28-3S-28E TIDES CONDOMINIUM AT SWEETWATER BY DEL WEBB PHASE 7 UNIT 42E BLDG 42 1/282 INT COMMON ELEMENTS O/R 13340-1488
Legal Range	28E
Legal Township	03S
Legal Section	28
Legal Subdivision	TIDES CONDOMINIUM AT SWEETWATER BY DEL W
Legal Phase	7
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3000
Census Tract	14424

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11890 SURFBIRD CIR, 42E, JACKSONVILLE, FL 32256-9635
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	2026206371
Deed Book / Page	22040 / 1441
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 1, 2026
Property Address	11890 SURFBIRD CIR, 42E, JACKSONVILLE, FL 32256-9635
Document Number	0000206371
Book / Page	22040 / 1441
Instrument Date	Aug 28, 2026
Instrument	2026206371
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	RICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11890 SURFBIRD CIR, 42E, JACKSONVILLE, FL 32256-9635

Mortgage

Document Number	0000206372,
Date	Sep 1, 2026
Book Page	22040/1443
Instrument	2026206372

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 17, 2020
Property Address	11890 SURFBIRD CIR # 42E, 42E, JACKSONVILLE, FL 32256-9635
Document Number	0194571234
Book / Page	19457 / 1234
Map Reference	MB 12845 PG 506
Instrument Date	Nov 12, 2020
Instrument	2020256623
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8685 BAYMEADOWS RD E # E417, 8685, JACKSONVILLE, FL 32256-3999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11890 SURFBIRD CIR # 42E, 42E, JACKSONVILLE, FL 32256-9635

Mortgage

Document Number	0194571236
Date	Nov 17, 2020
Instrument	19457/1236

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	11890 SURFBIRD CIR # 42E, 42E, JACKSONVILLE, FL 32256-9635
Document Number	0185500918
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11890 SURFBIRD CIR #42E JACKSONVILLE FL 322569635, 42E, JACKSONVILLE, FL 32256-9635

Mortgage

Document Number	0185500918
Date	Oct 2, 2018
Book Page	018550/000918
Instrument	235069

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203-3310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,166 (+2.7%)	$233,500 (-12.87%) Building $233,500
2025	$2,033.00 (+2.88%) Homeowner's exemption	$154,982 (+5.99%)	$268,000 (-6.29%) Building $268,000
2024	$1,976.00 (+3.51%)
2023	$1,909.00 (+10.8%) Homeowner's exemption	$146,229 (+3%)	$286,000 (+13.49%) Building $286,000
2022	$1,723.00 Homeowner's exemption	$141,970	$252,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Hotwire Communications, Xfinity.

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