11890 E 400 S, Culver, IN 46511 Property Records

Starke County property record for 11890 E 400 S, Culver, IN 46511

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,002 sqft · built 2005
Lot Size	9.39 acres (409,028 sqft)
Owner	Individual Name on File
Last Sale	$178,100 (Mar 2007)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`75-11-01-400-023.200-008`

Property Details

APN / Parcel Number

Primary APN	`75-11-01-400-023.200-008`
Alternative APN	`0070347200`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area
1st Floor Area	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	409,028 sqft (9.39 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	530 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0070347200
Street Address	11890 E 400 S
City	CULVER
State	IN
Zip	46511-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 SE SE S1 T32 R1 9.39A.
Legal Range	1
Legal Township	32
Legal Section	1
Jurisdiction	STARKE IN
Township / Civil Division	NORTH BEND
Census Block Group	3
Census Block	3000
Census Tract	953800

Owner

11890 E 400 S is owned and occupied by an individual who bought it in March 2007.

Source: Starke County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	11890 E 400 S, CULVER, IN 46511-8701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Reverse Mortgage FIRST FEDERAL SAVINGS BANK A SAVINGS BAN
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on File
Deed Sale	Mar 2, 2007 · Amount on File
Prior Sale	Feb 28, 2007 · Amount on File
Deed Document Number	2007910
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	11890 E 400 S, CULVER, IN 46511-8701
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000448
Date	Feb 21, 2024
Instrument	2024000448

Lender

Name	FIRST FEDERAL SAVINGS BANK A SAVINGS BAN
Address	301 E 9TH ST, ROCHESTER, IN 46975

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 30, 2044

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	11890 E 400 S, CULVER, IN 46511-8701
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000577
Date	Mar 3, 2023
Instrument	2023000577

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 11890 E 400 S was $1,628, up 5.9% from the year before.

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	North Bend Township
Unified School District	Culver Community Schools Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (+5.85%)	$261,400 Land $69,800 Building $191,600	$261,400 Land $69,800 Building $191,600
2024	$1,538.00 (+13.59%)
2023	$1,354.00 (+3.36%)	$208,400 (+8.54%) Land $56,600 Building $151,800	$208,400 (+8.54%) Land $56,600 Building $151,800
2022	$1,310.00	$192,000 Land $50,300 Building $141,700	$192,000 Land $50,300 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11890 E 400 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11890 E 400 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RTC Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 400 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures