11890 Duffy Rd, Waterman, IL 60556 Property Records

DeKalb County property record for 11890 Duffy Rd, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Lot Size	78.2 acres (3,407,263 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,261 (2024)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-13-200-002`

Property Details

APN / Parcel Number

Primary APN	`14-13-200-002`

Exterior

Lot Area	3,407,263 sqft (78.2 acres)

Location & Zoning

Account Number	1413200002
Street Address	11890 DUFFY RD
City	WATERMAN
State	IL
Zip	60556-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	E 1/2 NE 1/4 (EX RR & STATE RTE) - SEC 13- TWP 38N - R4E
Legal Range	04E
Legal Township	38N
Legal Section	13
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1095
Census Tract	1700

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11890 DUFFY RD, WATERMAN, IL 60556-7032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 5, 2019
Property Address	11890 DUFFY RD, WATERMAN, IL 60556-7032
Instrument Date	Feb 25, 2019
Instrument	1500
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	11890 DUFFY RD WATERMAN IL 605567032, WATERMAN, IL 60556-7032

Mortgage

Document Number	0000001500
Date	Mar 5, 2019
Instrument	1500

Lender

Name	RUTLEDGE INV
Address	5160 SANDERLIN AVE, MEMPHIS, TN 38117-4352

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2044

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,076 (+10.1%) Land $77,679 Building $102,397
2024	$12,261.00
2023		$163,563 Land $69,027 Building $94,536
2018			$316,266 Land $163,029 Building $153,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2008)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.