1189 Swale Ridge Loop, Creswell, OR 97426 Property Records

Lane County property record for 1189 Swale Ridge Loop, Creswell, OR 97426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 2014
Lot Size	0.139 acres (6,098 sqft)
Owner	Trust Name on File
Last Sale	$389,000 (Oct 2019)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-10-43-00200-000`

Property Details

APN / Parcel Number

Primary APN	`19-03-10-43-00200-000`
Alternative APN	`1782216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,087 sqft Finished Area
1st Floor Area	1,765 sqft
2nd Floor Area	322 sqft

Exterior

Year Built	Built 2014
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1782216
Street Address	1189 SWALE RIDGE LOOP
City	CRESWELL
State	OR
Zip	97426-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-LOW DENSITY RES
Legal Description	LOT:2 SUBD:SWALE RIDGE SUBDIVISION PHASE I SEC/TWN/RNG/MER:SEC 10 TWN 19 RNG 03
Legal Range	03W
Legal Township	19S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	SWALE RIDGE SUBDIVISION PHASE I
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	CRESWELL
Census Block Group	2
Census Block	2002
Census Tract	1101

Owner

1189 Swale Ridge Loop is held in a trust since October 2019.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1117 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 28, 2019	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Apr 21, 2015 · Amount on File
Deed Document Number	2019-048826
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1189 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014514
Date	Mar 3, 2021
Instrument	2021-014514

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1189 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Document Number	0000014515
Instrument Date	Feb 22, 2021
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1189 SWALE RIDGE LOOP CRESWELL OR 974264501, CRESWELL, OR 97426-4501

Mortgage

Document Number	0000014515
Date	Mar 3, 2021
Instrument	14515

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.07%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 28, 2019
Property Address	1189 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Document Number	0000048826
Instrument Date	Oct 24, 2019
Instrument	48826
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$389.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1117 SWALE RIDGE LOOP CRESWELL OR 974264501, CRESWELL, OR 97426-4501

Tax Assessment & Valuation

The 2025 property tax bill for 1189 Swale Ridge Loop was $4,876.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Creswell City
Unified School District	Creswell School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00	$297,148	$566,019 Land $85,968 Building $480,051
2023	$4,084.00 (+3.95%)	$280,092 (+3%)	$539,936 (+1.84%) Land $93,035 Building $446,901
2022	$3,929.00	$271,934	$530,168 Land $83,127 Building $447,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1189 Swale Ridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1189 Swale Ridge Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRESWELL serves 5,585 people · EPA ID OR4100246
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN, Hunter Communications.

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